Credit union · NCUA insured
Vantage Point Federal Credit Union Credit Card Rates
Vantage Point Federal Credit Union credit card rates start at 6.99% APR. Rates checked October 22, 2026.
How Vantage Point Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Richmond, VA, where Vantage Point Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Vantage Point Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Hopewell Chemical FCU
6.90%APR
- Up to
- 16.99% APR
2nd-lowest rate
FirePolice CU
7.90%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Cards
Rates are based on approved credit and may vary based on credit score, credit term, and underwriting standards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 6.99% | None | Open-end term. Rates as low as 6.99% APR based on approved credit; rate may vary based on credit score, credit term, and underwriting standards. Balance transfers available. |
Who can join Vantage Point Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is available to persons who live, work, worship, volunteer, or attend school in the City of Hopewell, City of Colonial Heights, City of Petersburg, Chesterfield County, Dinwiddie County, Prince George County, or Sussex County.
Cost to join
- A one-time membership fee of $1.00 is required for membership.
- The minimum requirement for membership is a deposit balance of $25.00 into a share account.
Membership information collected October 4, 2026.