Credit union · NCUA insured
Utah First Credit Union Credit Card Rates
Top CarrotUtah First Credit Union credit card rates start at 11.90% APR. Rates checked October 22, 2026.
How Utah First Credit Union’s credit card rates compare
Compared with banks and credit unions near Salt Lake City, UT, where Utah First Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Utah First Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Deseret First Credit Union
8.90%APR
- Up to
- —
2nd-lowest rate
Ridgeline Credit Union
8.90%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Orange Platinum Visa
Subject to membership, eligibility, creditworthiness, terms, and credit approval. Promotional rate is valid on new Orange Platinum Visas only.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90% | None | Lowest APR available to most qualified members; fixed rate sticks for the life of the balance. Rates are based on credit history and other criteria. Promotional rate valid on new Orange Platinum Visas only. |
Sources (3)
All captured Oct 7, 2026
Who can join Utah First Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to individuals who join the Community Volunteers of Utah.
Family and household
- Membership is open to individuals who belong to a current member's immediate family.
Membership information collected October 4, 2026.