Credit union · NCUA insured
US Employees Federal Credit Union Credit Card Rates
US Employees Federal Credit Union credit card rates start at 10.00% APR. Rates checked October 15, 2026.
How US Employees Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Oklahoma City, OK, where US Employees Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
US Employees Federal Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Oklahoma Federal Credit Union
7.00%APR
- Up to
- 11.00% APR
2nd-lowest rate
Farmers Insurance Federal Credit Union
8.99%APR
- Up to
- 18.00% APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Credit Card
Rates are variable and based on the Prime Rate. Approved rate is based on creditworthiness. No annual fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 0.00% | None | Introductory promotional rate of 0% APR for the first 12 months (first year); low variable rate applies after. |
| Ongoing | 10.00% | None | Variable rate tier of 10.00% APR based on Prime Rate and creditworthiness. |
| Ongoing | 13.00% | None | Variable rate tier of 13.00% APR based on Prime Rate and creditworthiness. |
Sources (2)
All captured Oct 15, 2026
Platinum Rewards Credit Card
Rates are variable and based on the Prime Rate. Approved rate is based on creditworthiness. No annual fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | Variable rate tier of 13.00% APR based on Prime Rate and creditworthiness. No annual fee. |
| Ongoing | 15.00% | None | Variable rate tier of 15.00% APR based on Prime Rate and creditworthiness. No annual fee. |
Sources (2)
All captured Oct 15, 2026
Who can join US Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Membership is available to immediate family and household members of existing members, regardless of employer.
Cost to join
- Opening a Share Savings account requires a $5 minimum deposit.
Membership information collected October 4, 2026.