Credit union · NCUA insured
US Community Credit Union Auto Loan Rates
Top CarrotUS Community Credit Union auto loans start at 5.25% APR for a new vehicle and 5.25% for a used one. Rates checked October 15, 2026.
How US Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Nashville, TN, where US Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
US Community Credit Union
5.25%APR
- Terms
- —
- Up to
- —
Auto Loans
Lowest rate
Enbright Credit Union
3.75%APR
- Terms
- up to 84 months
- Up to
- —
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
US Community Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.25%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where US Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Membership required. Rates and terms based on individual's credit score and qualifications. A new hard inquiry credit report pulled by US Community Credit Union is required. All loans subject to approval. No application fees. On deferred payment option, interest begins accruing upon disbursement of loan.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.25% | Rates as low as 5.25% APR. Rates and terms based on individual's credit score and qualifications. Hard inquiry credit report required. Membership required. All loans subject to approval. No application fees. New, used, and refinance options mentioned. |
Who can join US Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, volunteer, or attend school in, as well as businesses and legal entities located in, 14 specified Tennessee counties.
Employers and groups
- Membership is open to individuals who become members of Friends of Monroe Carrell Jr. Children's Hospital At Vanderbilt, subject to geographical restrictions.
Family and household
- Immediate family members (including spouses, children, grandchildren, parents, grandparents, siblings, and step-relatives) or household members of eligible members can join.
Membership information collected October 5, 2026.