Credit union · NCUA insured
UPS Employees Federal Credit Union Credit Card Rates
UPS Employees Federal Credit Union credit cards start at 10.50% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How UPS Employees Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Riverside, CA, where UPS Employees Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
UPS Employees Federal Credit Union
10.50%APR
- Up to
- —
Visa Credit Card
Lowest rate
Sea Air FCU
7.90%APR
- Up to
- 17.90% APR
2nd-lowest rate
Vida Federal Credit Union
8.48%APR
- Up to
- —
UPS Employees Federal Credit Union credit card score
81
Credit card score
Higher than 54% of U.S. banks and credit unions
- Purchase APRPurchase APR10.50%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where UPS Employees Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.50% | None | Rates based on a FICO score 720 or above, good payment history with other creditors, and DTI under 55%. |
Who can join UPS Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Current and retired United Parcel Service (UPS) employees are eligible for membership.
Family and household
- Immediate family members of current or retired UPS employees—including spouses, parents, grandparents, children, grandchildren, brothers, and sisters—are eligible for membership regardless of whether they live in the same household.
Cost to join
- A one-time $5 membership fee is required to become a member.
- Opening a Share Savings Account requires a $50 deposit.
Membership information collected October 5, 2026.