Credit union · NCUA insured
Upper Darby Bell Telco FCU Auto Loan Rates
Upper Darby Bell Telco FCU auto loans start at 5.24% APR for a new vehicle and 5.24% for a used one. Rates checked October 16, 2026.
How Upper Darby Bell Telco FCU’s auto loan rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Upper Darby Bell Telco FCU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Upper Darby Bell Telco FCU
5.24%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- None included
New Car Loans
Lowest rate
GE Credit Union
3.99%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
2nd-lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
Upper Darby Bell Telco FCU auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew5.24%
- Used vehicleUsed5.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Upper Darby Bell Telco FCU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Car Loans
100% financing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.99% | 100% financing. Rates are as low as based on your FICO score. |
| up to 36 months | 4.99% | 100% financing. Rates are as low as based on your FICO score. |
| up to 48 months | 4.99% | 100% financing. Rates are as low as based on your FICO score. |
| up to 60 months | 5.24% | 100% financing. Rates are as low as based on your FICO score. |
| up to 72 months | 5.24% | 100% financing. Rates are as low as based on your FICO score. |
| up to 84 months | 5.49% | 100% financing. Rates are as low as based on your FICO score. |
Sources (3)
All captured Oct 16, 2026
Used Car Loans
Model Year 2019 - 2025. 100% financing available.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.99% | Model Year 2019 - 2025. 100% financing. Rates are as low as based on your FICO score. |
| up to 36 months | 4.99% | Model Year 2019 - 2025. 100% financing. Rates are as low as based on your FICO score. |
| up to 48 months | 4.99% | Model Year 2019 - 2025. 100% financing. Rates are as low as based on your FICO score. |
| up to 60 months | 5.24% | Model Year 2019 - 2025. 100% financing. Rates are as low as based on your FICO score. |
| up to 72 months | 5.49% | Model Year 2019 - 2025. 100% financing. Rates are as low as based on your FICO score. |
Who can join Upper Darby Bell Telco FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Knights of Columbus are eligible for membership.
- Individuals affiliated with several other select/associated groups of the credit union are eligible for membership.
- Members/employees of Teamsters Local 623 representing UPS Drivers are eligible for membership.
- Employees of United Parcel Services (UPS) are eligible for membership.
- Employees of Verizon are eligible for membership.
Family and household
- Immediate family and non-related household members of individuals belonging to associated groups are eligible for membership.
Cost to join
- Opening an account requires a $5 deposit.
Membership information collected October 5, 2026.