Credit union · NCUA insured
Upper Darby Bell Telco FCU
A $71.3M credit union headquartered in Upper Darby, PA, with 3,545 members and 1 branch in Pennsylvania.
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Upper Darby Bell Telco FCU
Upper Darby Belltelco Federal Credit Union was founded in 1940 by eight Bell Telephone employees to provide financial services to colleagues.
Based in Upper Darby, Pennsylvania, the member-owned credit union operates as a small organization committed to meeting its members' needs.
Over time, the credit union expanded through mergers with Breyers, the Knights of Columbus, and other organizations.
- Headquarters
- 1410 Bywood Ave, Upper Darby, PA 19082
- NCUA charter
- 3819
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Members of the Knights of Columbus are eligible for membership.
- Individuals affiliated with several other select/associated groups of the credit union are eligible for membership.
- Members/employees of Teamsters Local 623 representing UPS Drivers are eligible for membership.
- Employees of United Parcel Services (UPS) are eligible for membership.
- Employees of Verizon are eligible for membership.
Family and household
- Immediate family and non-related household members of individuals belonging to associated groups are eligible for membership.
Cost to join
- Opening an account requires a $5 deposit.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Upper Darby Belltelco FCUMain office1410 Bywood Ave, Upper Darby, PA 19082Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 25.31% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.69% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 2.03% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $42 | $59 | — |
- CapitalNet worth ratio25.31%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.69%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets2.03%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$42Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Upper Darby Bell Telco FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.