Credit union · NCUA insured
U.P Connection Federal Credit Union Savings Rates
U.P Connection Federal Credit Union’s best savings rate is 0.35% APY on $10,000, with its Money Market Accounts. Rates checked October 22, 2026.
How U.P Connection Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Omaha, NE-IA, where U.P Connection Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
U.P Connection Federal Credit Union
0.35%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $35
Money Market Accounts
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Cornhusker Bank
3.46%APY
- Minimum
- $100
- Earns on $10,000 a year
- $346
U.P Connection Federal Credit Union savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.35%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.35%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where U.P Connection Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Accounts
0.35%APY
Dividends are calculated on an average daily balance using rate tiers. Minimum deposit to open is $2,500. Unlimited deposits, 6 withdrawals or transfers per month (minimum $200 each). Account may be used as collateral for a loan. No monthly service charge with minimum $2,500 balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500APY range stated as 0.01%-0.34%. | 0.35% | — | APY range stated as 0.01%-0.34%. |
| $2,500 – $5,000APY range stated as 0.01%-0.34%. No monthly service charge with minimum $2,500 balance. | 0.35% | — | APY range stated as 0.01%-0.34%. No monthly service charge with minimum $2,500 balance. |
| $5,000 – $24,999APY range stated as 0.01%-0.34%. | 0.35% | $35 | APY range stated as 0.01%-0.34%. |
| $25,000 – $50,000APY range stated as 0.34%-0.49%. | 0.50% | — | APY range stated as 0.34%-0.49%. |
| $50,000 and upAPY range stated as 0.49%-0.99%. | 1.01% | — | APY range stated as 0.49%-0.99%. |
Sources (3)
All captured Sep 18, 2026
Primary Share Accounts
0.15%APY
Dividends are paid monthly based on the average daily balance. Automatic payroll deductions and internal transfers are available.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100 | 0.00% | — | |
| $100 – $2,000APY listed as 0.01-0.09% | 0.10% | — | APY listed as 0.01-0.09% |
| $2,000 – $9,999APY listed as 0.09%-0.14% | 0.15% | — | APY listed as 0.09%-0.14% |
| $10,000 – $50,000APY listed as 0.09%-0.14% | 0.15% | $15 | APY listed as 0.09%-0.14% |
| $50,000 and upAPY listed as 0.14%-0.34% | 0.35% | — | APY listed as 0.14%-0.34% |
Special-purpose accounts
Christmas Club
0.20%APY
Special Share Account. Dividends compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded monthly.Any balance | 0.20% | $20 | Dividends compounded monthly. |
Sources (1)
- upconnection.org/share-rates · captured Sep 18, 2026
IRA Share Account
0.15%APY
Minimum deposit/balance of $25.00. Dividends compounded monthly. Multiple deposits may be made throughout tax year. Automatic payroll deduction available. Available for Traditional, Roth, and Coverdell Education Savings Account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upDividends compounded monthly. Multiple deposits may be made throughout tax year.$25 and up | 0.15% | $15 | Dividends compounded monthly. Multiple deposits may be made throughout tax year. |
Sources (3)
- upconnection.org/certificate-rates
- upconnection.org/individual-retirement-accounts
- upconnection.org/ira-share-account
All captured Sep 18, 2026
Minor Savings
0.15%APY
For members age 12 and under. Open primary share account with a minimum balance of $25.00. Dividends compounded monthly and earned on average daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upAge 12 and under. Dividends compounded monthly.$25 and up | 0.15% | $15 | Age 12 and under. Dividends compounded monthly. |
Who can join U.P Connection Federal Credit Union
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