Credit union · NCUA insured
U.P Connection Federal Credit Union Auto Loan Rates
U.P Connection Federal Credit Union auto loans start at 6.74% APR for a new vehicle and 6.74% for a used one. Rates checked October 22, 2026.
How U.P Connection Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Omaha, NE-IA, where U.P Connection Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
U.P Connection Federal Credit Union
6.74%APR
- Terms
- up to 60 months
- Up to
- 10.74% APR
New Cars (23,24,25)
Lowest rate
Kellogg Credit Union
3.24%APR
- Terms
- up to 60 months
- Up to
- —
2nd-lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
- Up to
- —
U.P Connection Federal Credit Union auto loan score
62
Auto loan score
Higher than 8% of U.S. banks and credit unions
- New vehicleNew6.74%
- Used vehicleUsed6.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where U.P Connection Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Cars (23,24,25)
Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account. Up to 100% of purchase price financing available for up to 60 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 7.99%–12.49% | Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account. |
| up to 72 months | 7.49%–11.49% | Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account. |
| up to 60 months | 6.74%–10.74% | Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account. |
| up to 48 months | 5.74%–9.49% | Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account. |
Used Cars/Other Vehicles
Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account. Other vehicles include boats, motorcycles, RV's, and Motor Homes. Terms may vary based on collateral.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.74%–11.74% | Model years 2020 – 2022 (Up to 72 months). Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account. Terms may vary based on collateral. |
| up to 60 months | 8.99%–12.74% | Model years 2018 – 2019 (Up to 60 months). Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account. Terms may vary based on collateral. |
| up to 48 months | 8.99%–12.49% | Model years 2016 – 2017 (Up to 48 months). Rates are determined by individual credit profile. Rates assume automatic payments from a U.P. Connection checking or savings account. Terms may vary based on collateral. |
Sources (1)
- upconnection.org/loan-rates · captured Oct 7, 2026
Who can join U.P Connection Federal Credit Union
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