University Credit Union Credit Card Rates

How University Credit Union’s credit card rates compare

Compared with banks and credit unions near Los Angeles, CA, where University Credit Union has the most branches. Ongoing purchase APR, lowest first.

This credit union’s lowest
University Credit Union
– –
Up to
—
No ongoing APR published
Lowest rate
F&A Credit Union
6.90%APR
Up to
14.50% APR
F&A Credit Union rates
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
Up to
—
Fox Federal Credit Union rates

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Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Cash Back Credit Card

Available to UCU members on approved credit based on creditworthiness. Max APR is 23.99%. Rate is variable. No annual or foreign transaction fees. Earn 3% cash back for the first 6 months (up to $10,000 in purchases) and 1.5% thereafter, deposited monthly to primary checking account. Checking account and eStatements enrollment required for cash back rewards.

Applies to	APR	Annual fee	Conditions
Ongoing	16.49%–23.99%	None	Variable rate as low as 16.49% APR up to max 23.99% APR on approved credit. $0 annual fee. Earn 3% cash back for first 6 months or up to $10,000 in purchases, and 1.5% after that.

Sources (3)

All captured Oct 7, 2026

Rewards Credit Card

Available to UCU members on approved credit based on creditworthiness. Max APR is 23.99%. Rate is variable. No annual or foreign transaction fees. Earn 2 points per $1 spent on net new purchases with no limit. Points redeemable on CURewards website.

Applies to	APR	Annual fee	Conditions
Ongoing	14.49%–23.99%	None	Variable rate as low as 14.49% APR up to max 23.99% APR on approved credit. $0 annual fee. Earn 2 points per $1 spent on qualified net purchases.

Sources (3)

All captured Oct 7, 2026

Share Secured Credit Card

Fixed interest rate. Secured by savings deposits collateral. No annual or foreign transaction fees. No over the limit fees. Cash advance fee 2% (min $3). Late payment fee $10, return payment fee $20. Subject to credit review.

Applies to	APR	Annual fee	Conditions
Ongoing	15.00%–23.99%	None	Fixed interest rate of 15.00% APR on approved credit. $0 annual fee. Collateralized by savings deposits. Max APR is 23.99% APR.

Sources (2)

All captured Oct 7, 2026

University Credit Card

Available to UCU members on approved credit based on creditworthiness. Variable rate. No annual or foreign transaction fees. No over the limit fees. Subject to credit review. Cash advance fee 2% (min $10). Late payment fee $10, return payment fee $30.

Applies to	APR	Annual fee	Conditions
Ongoing	11.49%–23.99%	None	Variable rate as low as 11.49% APR up to 23.99% APR on approved credit. $0 annual fee.

Sources (3)

All captured Oct 7, 2026

Who can join University Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details

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