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Credit union · NCUA insured

Unitus Community Credit Union Credit Card Rates

Unitus Community Credit Union credit cards start at 11.74% APR on purchases, after any introductory rate. Rates checked October 22, 2026.

How Unitus Community Credit Union’s credit card rates compare

Compared with banks and credit unions near Portland, OR-WA, where Unitus Community Credit Union has the most branches. Ongoing purchase APR, lowest first.

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Unitus Community Credit Union credit card score

75

Credit card score

Higher than 38% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR11.74%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

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Where Unitus Community Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Unitus Community Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Open to anyone

  • Eligible to join by joining the American Consumer Council (ACC) for free at no additional cost if living outside Washington State or the listed Oregon counties.

Where you live or work

  • Eligible to join if you live or work in the Oregon counties of Benton, Clackamas, Columbia, Deschutes, Douglas, Hood River, Jackson, Josephine, Lane, Linn, Marion, Multnomah, Polk, Washington, or Yamhill.
  • Eligible to join if you live or work in the State of Washington, including directors, retirees, volunteers, and contract workers for organizations located anywhere in Washington.

Employers and groups

  • Eligible to join if you own a business anywhere in Oregon or Washington by joining the American Consumer Council (ACC).

Family and household

  • Eligible to join if you are an immediate family member (including grandparents, parents, spouse, children, stepchildren, grandchildren, brothers, sisters, half-brothers, half-sisters, aunts, uncles, and domestic partners) of any person who qualifies or qualified for membership or of deceased members who qualified at time of death.

Cost to join

  • A one-time membership fee of $10.00 is required to join.
  • An opening deposit of $5.00 for Prime Share is required to join.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
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