Credit union · NCUA insured
United Trades Federal Credit Union Credit Card Rates
United Trades Federal Credit Union credit cards start at 10.75% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How United Trades Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Portland, OR-WA, where United Trades Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
United Trades Federal Credit Union
10.75%APR
- Up to
- —
VISA Credit Card
Lowest rate
Rivermark Community Credit Union
8.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
Point West Credit Union
8.95%APR
- Up to
- —
United Trades Federal Credit Union credit card score
80
Credit card score
Higher than 52% of U.S. banks and credit unions
- Purchase APRPurchase APR10.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where United Trades Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Subject to credit approval. Rate may vary based on individual.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.75% | None | Subject to credit approval. Rate may vary based on individual. No annual fee, no cash advance fee, no balance transfer fee. |
Sources (2)
- unitedtradesfcu.org/credit-uni…sonal-loans-credit-cards
- unitedtradesfcu.org/credit-union-loans-loan-rates
All captured Oct 3, 2026
Who can join United Trades Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, retirees, and families of Jones Heavy Equipment Products are eligible for membership.
- Employees, retirees, and families of Local 290 Union of the United Association of Journeymen and Apprentices of the Plumbing and Steamfitting Industry are eligible for membership.
- Employees, retirees, and families of Watts Heating & Cooling are eligible for membership.
- Employees, retirees, and families of Willamette Building Services are eligible for membership.
Family and household
- Immediate family members of an existing member are eligible for membership.
Cost to join
- Joining requires opening a Regular Savings account with a $5 deposit.
Membership information collected October 4, 2026.