Credit union · NCUA insured
United Community Credit Union Credit Card Rates
United Community Credit Union credit cards start at 11.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How United Community Credit Union’s credit card rates compare
Compared with banks and credit unions near Houston, TX, where United Community Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
United Community Credit Union
11.99%APR
- Annual fee
- None
VISA Platinum Credit Card
Lowest rate
Harris County Federal Credit Union
5.90%APR
- Annual fee
- None
2nd-lowest rate
Houston Federal Credit Union
7.00%APR
- Annual fee
- $50
United Community Credit Union credit card score
72
Credit card score
Higher than 32% of U.S. banks and credit unions
- Purchase APRPurchase APR11.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where United Community Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Platinum Credit Card
Your loan rate will be based on your qualifications including credit history.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Rate is based on qualifications including credit history. |
Sources (1)
- unitedccu.com/Borrow/Current-Rates · captured Oct 7, 2026
Visa Rewards Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.99% | None | Rate is stated as low as 11.99% APR. No annual fee. |
Sources (2)
All captured Oct 7, 2026
Who can join United Community Credit Union
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