Credit union · NCUA insured
United Catholics Federal CU Credit Card Rates
Top CarrotUnited Catholics Federal CU credit cards start at 9.80% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How United Catholics Federal CU’s credit card rates compare
Compared with banks and credit unions near Los Angeles, CA, where United Catholics Federal CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
United Catholics Federal CU
9.80%APR
- Up to
- 17.80% APR
Classic Visa Card
Lowest rate
F&A Credit Union
6.90%APR
- Up to
- 14.50% APR
2nd-lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
United Catholics Federal CU credit card score
87
Credit card score
Higher than 77% of U.S. banks and credit unions
- Purchase APRPurchase APR9.80%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where United Catholics Federal CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa Card
Maximum aggregate Unsecured Loan Limits (include ReadyCash, Unsecured and UCFCU Visa Credit Card are not to exceed $25,000).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.80%–17.80% | None | Annual Percentage Rate (APR) for Purchase Cash Advances & Balance Transfer. Based on Creditworthiness. No Annual Fee. No Balance Transfer Fee. Discounts exclude Visa. |
Secured Visa Card
Share Secured VISA.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.80% | None | Annual Percentage Rate (APR) for Purchase Cash Advances & Balance Transfer. Based on Creditworthiness. Discounts exclude Visa. |
Sources (1)
- unitedcatholicsfcu.org/rates/credit-card-rates · captured Oct 7, 2026
VISA Rewards Card
Maximum aggregate Unsecured Loan Limits (include ReadyCash, Unsecured and UCFCU Visa Credit Card are not to exceed $25,000).
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.80%–17.80% | None | Annual Percentage Rate (APR) for Purchase Cash Advances & Balance Transfer. Based on Creditworthiness. No Annual Fee. No Balance Transfer Fee. Discounts exclude Visa. |
Who can join United Catholics Federal CU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Parishioners, staff, and affiliated members of served parishes and religious organizations are eligible for membership.
Military, government and schools
- Students, affiliated staff, and members affiliated with served schools are eligible for membership.
Family and household
- Family members of qualifying individuals are eligible for membership.
Membership information collected October 5, 2026.