Bank · FDIC insured
Unico Bank Savings Rates
A $502.6M bank headquartered in Mineral Point, MO, with 15 branches in 2 states.
How Unico Bank’s savings rates compare
Compared with banks and credit unions near Jonesboro, AR, where Unico Bank has the most branches. $10,000, best rate first.
This bank’s best
Unico Bank
2.53%APY
- Requires
- Conditions apply
- Minimum
- $1
- Earns on $10,000 a year
- $253
Christmas Club Savings
Top rate
First Community Bank
4.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Special-purpose accounts
Christmas Club Savings
Up to 2.53%APY
Variable rate interest credited annually. No minimum balance fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceClub paid via Direct Deposit. Variable rate interest credited annually.Any balance | 2.53% | $253 | Club paid via Direct Deposit. Variable rate interest credited annually. |
| Any balanceClub paid via Check. Variable rate interest credited annually.Any balance | 0.50% | $50 | Club paid via Check. Variable rate interest credited annually. |
Sources (1)
- unicobank.com/deposits/savings-accounts · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.