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Bank · FDIC insured

UFB Direct Savings Rates

UFB Direct’s best savings rate is 4.01% APY on $10,000, with its UFB Portfolio Money Market. Rates checked October 25, 2026.

How UFB Direct’s savings rates compare

Compared with banks and credit unions nationwide. $10,000, best rate first.

  • This bank’s best

    UFB Direct

    4.01%APY

    Requires
    None
    Earns on $10,000 a year
    $401

    UFB Portfolio Money Market

  • Top rate

    NET Credit Union

    6.00%APY

    Requires
    Monthly account activity
    Earns on $10,000 a year
    $600

    NET Credit Union rates

  • 2nd-highest rate

    Westerra Credit Union

    6.00%APY

    Requires
    Another account
    Earns on $10,000 a year
    $600

    Westerra Credit Union rates

Compare savings rates near you →

UFB Direct savings score

89

Savings score

Higher than 90% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0004.01%
  • $10,000 balance$10,0004.01%
  • $100,000 balance$100,0004.01%
  • QualifiedQualified4.01%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where UFB Direct ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the bank’s website. Earnings assume the rate doesn’t change.

Opening an account

Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.

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← UFB Direct overview