Tyndall Federal Credit Union Savings & Money Market Rates

How Tyndall Federal Credit Union’s savings rates compare

Compared with banks and credit unions near Panama City, FL, where Tyndall Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Tyndall Federal Credit Union
0.75%APY
Requires
None
Minimum
$1,000
Earns on $10,000 a year
$75
Money Market
Top rate
SmartBank
4.00%APY
Requires
None
Minimum
$2,500
Earns on $10,000 a year
$400
SmartBank rates
2nd-highest rate
Huntington Bank
3.25%APY
Requires
Another account
Minimum
$100
Earns on $10,000 a year
$325
Huntington Bank rates

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Savings score

Higher than 55% of U.S. banks and credit unions

By balance

$1,000 balance$1,0000.01%
$10,000 balance$10,0000.75%
$100,000 balance$100,0001.25%
QualifiedQualified0.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Tyndall Federal Credit Union ranks

By savings score, in each area where it has branches

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Money Market

0.75%APY$1,000 to open

Tiered-rate account where the rate for the qualifying balance applies to the full balance. Dividends calculated daily, compounded and credited monthly. Limited to 6 preauthorized or electronic transfers per month. $10.00 monthly service fee is waived if account maintains a minimum average daily balance of $2,500.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000Monthly fee of $10.00 is waived if the account maintains a minimum average daily balance of $2,500.	0.00%	—	Monthly fee of $10.00 is waived if the account maintains a minimum average daily balance of $2,500.
$1,000 – $10,000Monthly fee of $10.00 is waived if the account maintains a minimum average daily balance of $2,500.	0.50%	—	Monthly fee of $10.00 is waived if the account maintains a minimum average daily balance of $2,500.
$10,000 – $25,000Monthly fee of $10.00 is waived if the account maintains a minimum average daily balance of $2,500.	0.75%	$75	Monthly fee of $10.00 is waived if the account maintains a minimum average daily balance of $2,500.
$25,000 – $50,000Monthly fee of $10.00 is waived if the account maintains a minimum average daily balance of $2,500.	1.00%	—	Monthly fee of $10.00 is waived if the account maintains a minimum average daily balance of $2,500.
$50,000 and upMonthly fee of $10.00 is waived if the account maintains a minimum average daily balance of $2,500.	1.25%	—	Monthly fee of $10.00 is waived if the account maintains a minimum average daily balance of $2,500.

Sources (3)

All captured Sep 27, 2026

Savings Account

0.01%APY$5 to open

Establishes membership/ownership in Tyndall Federal Credit Union with $5 initial deposit. No monthly fees.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000The APY on variable rate accounts may change after the account is opened.	0.01%	—	The APY on variable rate accounts may change after the account is opened.
$1,000 – $25,000The APY on variable rate accounts may change after the account is opened.	0.01%	$1	The APY on variable rate accounts may change after the account is opened.
$25,000 – $50,000The APY on variable rate accounts may change after the account is opened.	0.01%	—	The APY on variable rate accounts may change after the account is opened.
$50,000 and upThe APY on variable rate accounts may change after the account is opened.	0.01%	—	The APY on variable rate accounts may change after the account is opened.

Sources (2)

All captured Oct 5, 2026

Special-purpose accounts

IRA Contributory (IRA Share)

2.00%APYIRA$50 to open

IRA share/savings account. Dividends calculated using average daily balance method.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
$50 and up	2.00%	$200

Sources (3)

All captured Oct 5, 2026

Club Account

0.01%APYClub$5 to open

Share club savings account. Dividends calculated using average daily balance method.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $1,000The APY on variable rate accounts may change after the account is opened.	0.01%	—	The APY on variable rate accounts may change after the account is opened.
$1,000 – $25,000The APY on variable rate accounts may change after the account is opened.	0.01%	$1	The APY on variable rate accounts may change after the account is opened.
$25,000 – $50,000The APY on variable rate accounts may change after the account is opened.	0.01%	—	The APY on variable rate accounts may change after the account is opened.
$50,000 and upThe APY on variable rate accounts may change after the account is opened.	0.01%	—	The APY on variable rate accounts may change after the account is opened.

Sources (1)

tyndall.org/rates · captured Oct 5, 2026

Who can join Tyndall Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Family and household

Family members of members can join Tyndall Federal Credit Union regardless of where they live.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details

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