Credit union · NCUA insured
Tyndall Federal Credit Union Auto Loan Rates
Tyndall Federal Credit Union auto loans start at 4.89% APR for a new vehicle and 4.89% for a used one. Rates checked October 15, 2026.
How Tyndall Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Panama City, FL, where Tyndall Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tyndall Federal Credit Union
4.89%APR
- Terms
- up to 60 months
New Auto/Truck
Lowest rate
Innovations Financial Credit Union
2.99%APR
- Terms
- —
2nd-lowest rate
Champions First Credit Union
3.99%APR
- Terms
- up to 60 months
Tyndall Federal Credit Union auto loan score
86
Auto loan score
Higher than 73% of U.S. banks and credit unions
- New vehicleNew4.89%
- Used vehicleUsed4.89%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tyndall Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto/Truck
Up to one model year old. Membership required; no membership fee applies.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.24% | Rates shown are generally the lowest currently available based on creditworthiness. |
| up to 48 months | 4.64% | Rates shown are generally the lowest currently available based on creditworthiness. |
| up to 60 months | 4.89% | Rates shown are generally the lowest currently available based on creditworthiness. |
| up to 75 months | 5.39% | Requires $15,000 minimum loan amount. |
| up to 84 months | 5.69% | Requires $20,000 minimum loan amount. |
Used Auto/Truck
Vehicle must be 10 model years old or newer. Membership required; no membership fee applies.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.24% | Rates shown are generally the lowest currently available based on creditworthiness, model year, and mileage. |
| up to 48 months | 4.79% | Rates shown are generally the lowest currently available based on creditworthiness, model year, and mileage. |
| up to 60 months | 4.89% | Rates shown are generally the lowest currently available based on creditworthiness, model year, and mileage. |
| up to 75 months | 5.39% | Requires $15,000 minimum loan amount. |
| up to 84 months | 5.69% | Requires $20,000 minimum loan amount; 76-84 month term requires vehicle max 5 model years and 75,000 miles. |
Who can join Tyndall Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Family members of members can join Tyndall Federal Credit Union regardless of where they live.
Membership information collected October 5, 2026.