Credit union · NCUA insured
TVA Community Credit Union Auto Loan Rates
TVA Community Credit Union auto loans start at 5.25% APR for a new vehicle and 5.45% for a used one. Rates checked October 22, 2026.
How TVA Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Florence, AL, where TVA Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TVA Community Credit Union
5.25%APR
- Terms
- up to 60 months
Auto Loans – New & Used (Current year model and 3 previous years)
Lowest rate
Florence Federal Credit Union
5.00%APR
- Terms
- up to 60 months
2nd-lowest rate
Railway Employees
5.00%APR
- Terms
- —
TVA Community Credit Union auto loan score
76
Auto loan score
Higher than 40% of U.S. banks and credit unions
- New vehicleNew5.25%
- Used vehicleUsed5.45%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TVA Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans – New & Used (Current year model and 3 previous years)
Rates quoted are best available and subject to change without notice; rates vary depending on credit and payment terms. Financing up to 120% of purchase price on new autos or average retail value on used autos for qualified members. No processing or application fees. Eligible for current year model and 3 previous years.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 4.95% | Best available rate as low as; rate varies by credit and payment terms. For current year model and 3 previous years. |
| up to 60 months | 5.25% | Best available rate as low as; rate varies by credit and payment terms. For current year model and 3 previous years. |
| up to 72 months | 5.45% | Best available rate as low as; rate varies by credit and payment terms. For current year model and 3 previous years. |
| up to 84 months | 6.00% | Best available rate as low as; rate varies by credit and payment terms. For current year model and 3 previous years. |
Auto Loans – Used (4 year old and older)
Rates quoted are best available and subject to change without notice; rates vary depending on credit and payment terms. Financing up to 120% of average retail value on used autos for qualified members. No processing or application fees. Applies to vehicles 4 years old and older.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.25% | Best available rate as low as; rate varies by credit and payment terms. For vehicles 4 years old and older. |
| up to 60 months | 5.45% | Best available rate as low as; rate varies by credit and payment terms. For vehicles 4 years old and older. |
| up to 72 months | 5.75% | Best available rate as low as; rate varies by credit and payment terms. For vehicles 4 years old and older. |
Who can join TVA Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals in the seven North Alabama counties of Colbert, Lauderdale, Limestone, Marshall, Morgan, Lawrence and Franklin.
Membership information collected October 4, 2026.