Credit union · NCUA insured
TTCU Federal Credit Union Savings Rates
TTCU Federal Credit Union’s best savings rate is 0.30% APY on $10,000, with its ATM Access Account. Rates checked October 15, 2026.
How TTCU Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Tulsa, OK, where TTCU Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TTCU Federal Credit Union
0.35%APY
- Minimum
- $2,500
- Earns on $10,000 a year
- $35
Money Market Account
Top rate
MidFirst Bank
4.00%APY
- Minimum
- —
- Earns on $10,000 a year
- $400
2nd-highest rate
Communication Federal Credit Union
3.75%APY
- Minimum
- —
- Earns on $10,000 a year
- $375
TTCU Federal Credit Union savings score
75
Savings score
Higher than 38% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TTCU Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
LevelUp Account
3.00%APY
Requires a savings account with $5 minimum share deposit for new account holders and a checking account. Automatically rounds up debit card purchases with change deposited into LevelUp account. No deposits permitted other than daily round-up transfers, Member Rewards, and dividends.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0$0.01 minimum daily balance to earn dividends. Rate is variable and subject to change after opening.Over $0 | 3.00% | $300 | $0.01 minimum daily balance to earn dividends. Rate is variable and subject to change after opening. |
Sources (3)
All captured Oct 15, 2026
Money Market Account
Up to 2.00%APY
Rates subject to change after account is opened. Fees could reduce earnings. $2,500 minimum deposit to open. Transaction limits apply. With approved credit. Dividends paid monthly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Rate may change after account is opened. Fees could reduce earnings. Transaction limits apply. With approved credit. | 0.35% | — | Rate may change after account is opened. Fees could reduce earnings. Transaction limits apply. With approved credit. |
| $350,000 and upRate may change after account is opened. Fees could reduce earnings. Transaction limits apply. With approved credit. | 2.00% | — | Rate may change after account is opened. Fees could reduce earnings. Transaction limits apply. With approved credit. |
Sources (3)
All captured Oct 5, 2026
ATM Access Account
0.30%APY
Gives 24/7 access to funds with unlimited ATM withdrawals. First month fee waived. $5 opening deposit. Free eStatements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000First month fee waived. $25 minimum average balance to receive dividends. | 0.30% | $30 | First month fee waived. $25 minimum average balance to receive dividends. |
| $40,000 and upApplies to balances over $40,000. First month fee waived. $25 minimum average balance to receive dividends. | 0.75% | — | Applies to balances over $40,000. First month fee waived. $25 minimum average balance to receive dividends. |
Sources (2)
All captured Oct 15, 2026
Savings (Share) Accounts
0.30%APY
Capital investment ($5 share deposit) required to become a member/owner. $5 minimum deposit to open. $25 minimum average balance to receive dividends. Rate may change after account is opened.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000$25 minimum average balance to receive dividends. | 0.30% | $30 | $25 minimum average balance to receive dividends. |
| $40,000 and upApplies to balances over $40,000. $25 minimum average balance to receive dividends. | 0.75% | — | Applies to balances over $40,000. $25 minimum average balance to receive dividends. |
Sources (3)
All captured Oct 15, 2026
Special-purpose accounts
IRA (Traditional / Roth)
0.55%APY
Tax-sheltered IRA savings account. $25 minimum deposit to open. No required subsequent deposits, setup or maintenance fees. Dividends paid and compounded quarterly on average daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $20,000$25 minimum average balance to receive dividends. | 0.55% | $55 | $25 minimum average balance to receive dividends. |
| $40,000 and upApplies to balances over $40,000. $25 minimum average balance to receive dividends. | 0.85% | — | Applies to balances over $40,000. $25 minimum average balance to receive dividends. |
Who can join TTCU Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members or employees of more than 800 affiliated groups.
- Individuals can take part in membership when their business or organization becomes affiliated with TTCU.
Military, government and schools
- Membership is open to teachers, faculty, administrators, staff, and students.
- Individuals can take part in membership when their school becomes affiliated with TTCU.
Cost to join
- A $5 opening deposit is required for a TTCU savings account.
Membership information collected October 4, 2026.