Credit union · NCUA insured
TTCU Federal Credit Union Auto Loan Rates
TTCU Federal Credit Union auto loans start at 5.74% APR for a new vehicle and 5.54% for a used one. Rates checked October 15, 2026.
How TTCU Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Tulsa, OK, where TTCU Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TTCU Federal Credit Union
5.74%APR
- Terms
- up to 78 months
- Up to
- —
- Discount
- None included
Auto Loan
Lowest rate
American Airlines Federal Credit Union
4.09%APR
- Terms
- 37–60 months
- Up to
- 13.14% APR
- Discount
- None included
2nd-lowest rate
Oklahoma's Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
TTCU Federal Credit Union auto loan score
71
Auto loan score
Higher than 30% of U.S. banks and credit unions
- New vehicleNew5.74%
- Used vehicleUsed5.54%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TTCU Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Membership eligibility required. All loans are subject to credit approval, underwriting and collateral requirements. No electric vehicles (new or used), internal combustion engine or hybrid only. Mileage over 125K limited to 60 months max term. 2026 vehicles under 6,000 miles financed as new for purchases.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 5.49% | New Vehicles (2026); 2026 vehicles under 6,000 miles financed as new for purchases. |
| up to 78 months | 5.74% | New Vehicles (2026); 2026 vehicles under 6,000 miles financed as new for purchases. |
| up to 66 months | 5.54% | Used Vehicles (2022-2026) |
| up to 66 months | 5.79% | Used Vehicles (2019-2021) |
Sources (1)
- ttcu.com/loans-credit/auto-loans/auto-lending · captured Oct 5, 2026
Who can join TTCU Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to members or employees of more than 800 affiliated groups.
- Individuals can take part in membership when their business or organization becomes affiliated with TTCU.
Military, government and schools
- Membership is open to teachers, faculty, administrators, staff, and students.
- Individuals can take part in membership when their school becomes affiliated with TTCU.
Cost to join
- A $5 opening deposit is required for a TTCU savings account.
Membership information collected October 4, 2026.