Credit union · NCUA insured
TruStone Financial Credit Card Rates
Top CarrotTruStone Financial credit cards start at 12.15% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How TruStone Financial’s credit card rates compare
Compared with banks and credit unions near Minneapolis, MN-WI, where TruStone Financial has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
TruStone Financial
12.15%APR
- Up to
- 17.15% APR
Visa® Platinum Card
Lowest rate
NSP Credit Union
7.90%APR
- Up to
- —
2nd-lowest rate
Pipefitters Steamfitters Credit Union
8.75%APR
- Up to
- —
TruStone Financial credit card score
71
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.15%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TruStone Financial ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa® Platinum Card
TruStone Financial membership required. All loans subject to credit approval. Credit line minimum starting at $500. No annual, balance transfer, or foreign transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.90%–16.90% | None | Rates range from 11.90% to 16.90% based on creditworthiness. APR will vary with the market based on the Prime Rate. |
Sources (2)
- trustonefinancial.org/credit-cards/visa-credit-cards
- trustonefinancial.org/credit-c…isa-platinum-credit-card
All captured Oct 7, 2026
Visa® Platinum Rewards Card
TruStone Financial membership required. All loans subject to credit approval. Credit limit starting at $500. No annual, balance transfer, or foreign transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.90%–16.90% | None | Rates range from 12.90% to 16.90% based on creditworthiness. APR will vary with the market based on the Prime Rate. |
Sources (2)
- trustonefinancial.org/credit-cards/visa-credit-cards
- trustonefinancial.org/credit-c…inum-rewards-credit-card
All captured Oct 7, 2026
Visa® Signature Card
TruStone Financial membership required. All loans subject to credit approval. Credit limit starting at $5,000. No annual, balance transfer, or foreign transaction fees.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | 0.00% Introductory APR for 6 months from account opening on purchases, cash advances, and balance transfers. |
| Ongoing | 12.90%–16.90% | None | Following the 0% introductory period, APR is 12.90% to 16.90% based on creditworthiness. APR varies with the market based on the Prime Rate. Applies to purchases, cash advances, and balance transfers. |
Sources (2)
- trustonefinancial.org/credit-cards/visa-credit-cards
- trustonefinancial.org/credit-c…sa-signature-credit-card
All captured Oct 7, 2026
Who can join TruStone Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in designated Minnesota counties or reside in the Community of Atwater are eligible for membership.
- Individuals who live, work, worship, volunteer, or attend school in eligible Wisconsin counties (or reside/work in Milwaukee County) qualify for membership.
Employers and groups
- Employees, retirees, or members of designated employer and community partner organizations are eligible for membership.
Military, government and schools
- Affiliation with specified educational communities, schools, school districts, or associations grants membership eligibility.
Membership information collected October 4, 2026.