Credit union · NCUA insured
TrueCore Federal Credit Union Savings Rates
TrueCore Federal Credit Union’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How TrueCore Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Columbus, OH, where TrueCore Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
TrueCore Federal Credit Union
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market Account
Top rate
CFBank
4.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $425
2nd-highest rate
Northwest Bank
4.00%APY
- Minimum
- $1
- Earns on $10,000 a year
- $400
TrueCore Federal Credit Union savings score
77
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where TrueCore Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Change It Up
10.00%APY
Must be a TrueCore member and qualify for the TruePerks Membership Rewards program. Debit card purchases are rounded up to the next whole dollar on signature-based (credit) transactions and transferred from checking to Change It Up savings. No withdrawal restrictions. APY based on monthly compounding for one year.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust be a TrueCore member and qualify for TruePerks Membership Rewards program. Round-up requires signature-based debit card transaction. APY based on monthly compounding for one year.Any balance | 10.00% | $1,000 | Must be a TrueCore member and qualify for TruePerks Membership Rewards program. Round-up requires signature-based debit card transaction. APY based on monthly compounding for one year. |
Sources (2)
All captured Oct 16, 2026
Money Market Account
0.50%APY
Dividends are compounded monthly and variable/subject to change monthly without notice. Minimum daily balance of $5,000 required in the account each day to earn dividends. Transfer funds from account to checking up to 6 times per month under Regulation D.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 – $25,000 | 0.50% | $50 |
| $25,000 – $50,000 | 0.75% | — |
| $50,000 – $100,000 | 0.85% | — |
| $100,000 and up | 1.00% | — |
Sources (2)
All captured Sep 17, 2026
Share Savings
0.05%APY
Rates are adjustable and subject to change monthly on the 1st of each month. APY based upon monthly compounding for one year. Stated minimum to earn dividends is $200.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $200 and upMinimum balance to earn dividends is $200. Rate adjustable monthly on the 1st. APY based on monthly compounding for one year.$200 and up | 0.05% | $5 | Minimum balance to earn dividends is $200. Rate adjustable monthly on the 1st. APY based on monthly compounding for one year. |
Sources (1)
- truecore.org/savings-and-checking/savings-rates · captured Oct 16, 2026
Special Savers
0.05%APY
Rates are adjustable and subject to change monthly on the 1st of each month. APY based upon monthly compounding for one year. Stated minimum to earn dividends is $2,500.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upMinimum balance to earn dividends is $2,500 or more. Rate adjustable monthly on the 1st. APY based on monthly compounding for one year.$2,500 and up | 0.05% | $5 | Minimum balance to earn dividends is $2,500 or more. Rate adjustable monthly on the 1st. APY based on monthly compounding for one year. |
Sources (1)
- truecore.org/savings-and-checking/savings-rates · captured Oct 16, 2026
Special-purpose accounts
Christmas Clubs
0.05%APY
Christmas Clubs can be opened any time of the year. Deposits via cash, direct deposit or payroll deduction. Dividends compounded and credited monthly. Disbursed first week of October. $5.00 fee per withdrawal prior to disbursement. Rate adjustable monthly on the 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends compounded and credited monthly. Disbursed first week of October. $5.00 fee per withdrawal prior to disbursement. Adjustable and subject to change monthly on the 1st of each month. APY based upon monthly compounding for one year.Any balance | 0.05% | $5 | Dividends compounded and credited monthly. Disbursed first week of October. $5.00 fee per withdrawal prior to disbursement. Adjustable and subject to change monthly on the 1st of each month. APY based upon monthly compounding for one year. |
Sources (2)
All captured Oct 16, 2026
Club Accounts
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceAdjustable; subject to change monthly on the 1st of each month.Any balance | 0.05% | $5 | Adjustable; subject to change monthly on the 1st of each month. |
Sources (1)
- truecore.org/savings-and-checking/savings-rates · captured Oct 16, 2026
IRA Accounts
0.05%APY
IRA Savings accounts have no minimum balance to earn dividends. Traditional and Roth IRA options available subject to IRS contribution/deduction rules and limits. Rate adjustable monthly on the 1st.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn dividends. Rate adjustable monthly on the 1st. APY based on monthly compounding for one year.Any balance | 0.05% | $5 | No minimum balance required to earn dividends. Rate adjustable monthly on the 1st. APY based on monthly compounding for one year. |
Sources (3)
- truecore.org/exploring-your-ira-options
- truecore.org/savings-and-checking/iras
- truecore.org/savings-and-checking/savings-rates
All captured Oct 16, 2026
Who can join TrueCore Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, work, attend school, worship, or volunteer in Licking, Fairfield, Knox, Muskingum, and Perry Counties in Ohio are eligible for membership.
Family and household
- Immediate family members of individuals who qualify for membership in the Credit Union are eligible for membership.
Cost to join
- Membership requires opening a share savings account with a deposit of at least $5.
Membership information collected October 5, 2026.