Credit union · NCUA insured
TrueCore Federal Credit Union Auto Loan Rates
TrueCore Federal Credit Union auto loans start at 5.08% APR for a new vehicle and 5.33% for a used one. Rates checked October 16, 2026.
How TrueCore Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Columbus, OH, where TrueCore Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TrueCore Federal Credit Union
5.08%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- None included
New Autos & Trucks (2025-2026)
Lowest rate
Homeland Credit Union
4.19%APR
- Terms
- up to 66 months
- Up to
- 16.99% APR
- Discount
- None included
2nd-lowest rate
Abbott Laboratories Employees Credit Union
4.24%APR
- Terms
- up to 60 months
- Up to
- —
- Discount
- Included in the rate
TrueCore Federal Credit Union auto loan score
77
Auto loan score
Higher than 44% of U.S. banks and credit unions
- New vehicleNew5.08%
- Used vehicleUsed5.33%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TrueCore Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Antiques/Classics/Collectors 25 years or older
Applies to vehicles 25 years or older. As low as rates are based on TruePerks membership and a credit score of 700 or better.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.09% | Calculations based on a $30,000 loan amount and a $249 processing fee. |
Sources (1)
- truecore.org/loans-and-credit-cards/loan-rates · captured Oct 6, 2026
New Autos & Trucks (2025-2026)
As low as rates are based on TruePerks membership and a credit score of 700 or better. Model years 2025-2026.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.08% | Calculations based on a $30,000 loan amount and a $249 processing fee. |
| 61–72 months | 5.28% | Minimum loan amount $15,000. Calculations based on a $30,000 loan amount and a $249 processing fee. |
| 73–84 months | 5.99% | Minimum loan amount $20,000. Calculations based on a $30,000 loan amount and a $249 processing fee. |
| 85–96 months | 6.97% | Minimum loan amount $30,000. Calculations based on a $30,000 loan amount and a $249 processing fee. |
Sources (1)
- truecore.org/loans-and-credit-cards/loan-rates · captured Sep 17, 2026
Used Autos & Trucks
As low as rates are based on TruePerks membership and a credit score of 700 or better.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.33% | Model years 2023-2025. Calculations based on a $30,000 loan amount and a $249 processing fee. |
| 61–72 months | 5.78% | Model years 2023-2025. Minimum loan amount $15,000. Calculations based on a $30,000 loan amount and a $249 processing fee. |
| up to 60 months | 6.34% | Model years 2021-2022. Calculations based on a $30,000 loan amount and a $249 processing fee. |
| up to 54 months | 7.38% | Model years 2020 and older. Calculations based on a $30,000 loan amount and a $249 processing fee. |
Sources (1)
- truecore.org/loans-and-credit-cards/loan-rates · captured Oct 6, 2026
Who can join TrueCore Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who reside, work, attend school, worship, or volunteer in Licking, Fairfield, Knox, Muskingum, and Perry Counties in Ohio are eligible for membership.
Family and household
- Immediate family members of individuals who qualify for membership in the Credit Union are eligible for membership.
Cost to join
- Membership requires opening a share savings account with a deposit of at least $5.
Membership information collected October 5, 2026.