Credit union · NCUA insured
TRI-CU Auto Loan Rates
TRI-CU auto loan rates start at 4.24% APR. Rates checked October 22, 2026.
How TRI-CU’s auto loan rates compare
Compared with banks and credit unions near Kennewick, WA, where TRI-CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TRI-CU
– –
- Terms
- —
- Up to
- —
- Discount
- —
No ongoing APR published
Lowest rate
Numerica Credit Union
4.99%APR
- Terms
- up to 84 months
- Up to
- 15.24% APR
- Discount
- Included in the rate
2nd-lowest rate
HAPO Community Credit Union
5.24%APR
- Terms
- —
- Up to
- 17.99% APR
- Discount
- None included
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New & Used Auto
Up to 115% Book Value or purchase price, depending on credit quality. Lowest rates quoted are for the best credit at the short term. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.24%–18.00% | Up to 115% Book Value or purchase price, depending on credit quality. Lowest rates quoted are for the best credit at the short term. Subject to credit approval. |
Sources (1)
- tri-cu.com/loan-rates · captured Oct 4, 2026
Street Motorcycles
Up to 100% Book Value or purchase price, depends on credit quality, term, year. Lowest rates quoted are for the best credit at the short term. Subject to credit approval.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.74%–18.00% | Up to 100% Book Value or purchase price, depends on credit quality, term, year. Lowest rates quoted are for the best credit at the short term. Subject to credit approval. |
Sources (1)
- tri-cu.com/loan-rates · captured Oct 4, 2026
Who can join TRI-CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, or attends school in Benton or Franklin County, Washington.
Employers and groups
- Membership is open to IBEW #112 Electricians.
Family and household
- Membership is open to immediate family of eligible individuals/members.
Cost to join
- A minimum share deposit of $5.00 is required to establish membership (value of one share).
- A $30 deposit is required to open an account online.
Membership information collected October 4, 2026.