Credit union · NCUA insured
Tremont Credit Union Auto Loan Rates
Tremont Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 15, 2026.
How Tremont Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Tremont Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tremont Credit Union
4.99%APR
- Terms
- up to 60 months
Auto Loans (2025-2026 Model Years)
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Tremont Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tremont Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans (2021 Model Year)
Requires opening and maintaining a Tremont Credit Union Regular Savings Account (membership share) with a minimum balance of $5.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.49% | Payment per thousand: $20.51. |
Sources (2)
- tremontcu.org/loans-credit/loan-products/auto-loans.html
- tremontcu.org/services-tools/tools/rates.html
All captured Oct 5, 2026
Auto Loans (2022-2024 Model Years)
Requires opening and maintaining a Tremont Credit Union Regular Savings Account (membership share) with a minimum balance of $5.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.49%–6.49% | Payment per thousand: $19.56. Rate listed as 6.49% APR on product page (current_p30) and 5.49% APR on rates schedule (current_p43). |
| 61–72 months | 7.49% | Payment per thousand: $17.29. |
Sources (2)
- tremontcu.org/loans-credit/loan-products/auto-loans.html
- tremontcu.org/services-tools/tools/rates.html
All captured Oct 5, 2026
Auto Loans (2025-2026 Model Years)
Requires opening and maintaining a Tremont Credit Union Regular Savings Account (membership share) with a minimum balance of $5.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 4.99% | Payment per thousand: $18.87. |
| 61–72 months | 5.24% | Payment per thousand: $16.22. |
| 73–84 months | 6.24% | Payment per thousand: $14.72. |
Motorcycle Loans (2021 Model Year)
Requires opening and maintaining a Tremont Credit Union Regular Savings Account (membership share) with a minimum balance of $5. Rate and term are dependent on credit qualifications and repayment method.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 8.50% | Payment per thousand: $20.52. Rate and term dependent on credit qualifications and repayment method. |
Sources (1)
- tremontcu.org/services-tools/tools/rates.html · captured Oct 5, 2026
Motorcycle Loans (2022-2024 Model Years)
Requires opening and maintaining a Tremont Credit Union Regular Savings Account (membership share) with a minimum balance of $5. Rate and term are dependent on credit qualifications and repayment method.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 6.50% | Payment per thousand: $19.57. Rate and term dependent on credit qualifications and repayment method. |
| 61–72 months | 7.50% | Payment per thousand: $17.29. Rate and term dependent on credit qualifications and repayment method. |
Sources (1)
- tremontcu.org/services-tools/tools/rates.html · captured Oct 5, 2026
Motorcycle Loans (2025-2026 Model Years)
Requires opening and maintaining a Tremont Credit Union Regular Savings Account (membership share) with a minimum balance of $5. Rate and term are dependent on credit qualifications and repayment method.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.99% | Payment per thousand: $19.33. Rate and term dependent on credit qualifications and repayment method. |
| 61–72 months | 6.24% | Payment per thousand: $16.69. Rate and term dependent on credit qualifications and repayment method. |
| 73–84 months | 7.24% | Payment per thousand: $15.21. Rate and term dependent on credit qualifications and repayment method. |
Sources (1)
- tremontcu.org/services-tools/tools/rates.html · captured Oct 5, 2026
Who can join Tremont Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to all who live or work in Suffolk, Norfolk, Middlesex, Bristol, or Plymouth Counties in Massachusetts.
Employers and groups
- Membership is open to employees or members of Select Employer Groups throughout Massachusetts.
Family and household
- Membership is open to all family members of existing members.
Other ways
- Membership is open to all who are members of a religious, civic, or charitable organization maintaining an established location within Tremont Credit Union's geographical field of membership.
Membership information collected October 5, 2026.