Credit union · NCUA insured
Trailhead Credit Union Credit Card Rates
Trailhead Credit Union credit cards start at 12.00% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Trailhead Credit Union’s credit card rates compare
Compared with banks and credit unions near Portland, OR-WA, where Trailhead Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Trailhead Credit Union
12.00%APR
- Up to
- 18.25% APR
Platinum Visa Credit Card
Lowest rate
Rivermark Community Credit Union
8.90%APR
- Up to
- 19.90% APR
2nd-lowest rate
Point West Credit Union
8.95%APR
- Up to
- —
Trailhead Credit Union credit card score
72
Credit card score
Higher than 30% of U.S. banks and credit unions
- Purchase APRPurchase APR12.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Trailhead Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Platinum Visa Credit Card
Minimum credit limit $500. Variable APR based on Wall Street Journal Prime rate with an 18.00% ceiling. 28-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75%–18.00% | None | Purchases. Variable rate based on Prime rate with an 18.00% ceiling. |
| Ongoing | 8.75%–18.00% | None | Balance transfers. Variable rate based on Prime rate with an 18.00% ceiling. $0 balance transfer fee; interest begins the day the transfer is made. |
Sources (2)
All captured Oct 3, 2026
Rewards Visa Credit Card
Minimum credit limit $1,000. Variable APR based on Wall Street Journal Prime rate with an 18.00% ceiling. 28-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.75%–18.00% | None | Purchases. Variable rate based on Prime rate with an 18.00% ceiling. Earns Pathfinder Points. |
| Ongoing | 9.75%–18.00% | None | Balance transfers. Variable rate based on Prime rate with an 18.00% ceiling. $0 balance transfer fee; interest begins the day the transfer is made. |
Sources (2)
All captured Oct 3, 2026
Secured Visa Credit Card
Minimum credit limit $300. Variable APR based on Wall Street Journal Prime rate with an 18.00% ceiling. 28-day grace period on purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.75% | None | Purchases. Variable rate based on Prime rate with an 18.00% ceiling. |
| Ongoing | 8.75% | None | Balance transfers. Variable rate based on Prime rate with an 18.00% ceiling. $0 balance transfer fee; interest begins the day the transfer is made. |
Sources (2)
All captured Oct 3, 2026
Who can join Trailhead Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- People who live, work, worship, or attend school in Multnomah County, Oregon are eligible for membership.
Family and household
- Immediate family members of current members (including spouses/domestic partners, parents/step-parents, children/step-children, siblings/step-siblings, grandparents/step-grandparents, and grandchildren/step-grandchildren) are eligible for membership.
Cost to join
- A $5 deposit in a savings account is required to become a member.
Membership information collected October 4, 2026.