Credit union · NCUA insured
Aspire Credit Union Credit Card Rates
Top CarrotAspire Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Aspire Credit Union’s credit card rates compare
Compared with banks and credit unions near Minot, ND, where Aspire Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Aspire Credit Union
7.90%APR
Visa Credit Card (No Rewards)
2nd-lowest rate
Affinity First Federal Credit Union
8.90%APR
3rd-lowest rate
Town and Country Credit Union
9.90%APR
Aspire Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Aspire Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Rewards Visa Credit Card
Applicants must provide proof of income (such as a recent W2 or 30 days of paystubs) and a current, non-expired government-issued photo ID to verify age. Membership required. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Earns rewards; no annual fee. |
Sources (1)
- aspire.creditunion/visa-credit-card · captured Oct 7, 2026
Student Visa Credit Card
Students (full-time or part-time) must provide proof of enrollment or an acceptance letter from their institution. Proof of income (W2 or 30 days of paystubs) if applicable. Valid government-issued photo ID required. Applicants under 18 require a qualified cosigner. Automatically switches to rewards card at respective rate on 25th birthday. Membership required. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 5.90% | None | With rewards; no annual fee. Lower spending limit. |
Sources (2)
All captured Oct 7, 2026
Visa Credit Card (No Rewards)
Applicants must provide proof of income (such as a recent W-2 or 30 days of pay stubs) and a current, non-expired government-issued photo ID to verify age. Membership required. Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | No rewards; no annual fee. 7.90% APR cardholder tier. |
| Ongoing | 8.90% | None | No rewards; no annual fee. 8.90% APR cardholder tier. |
Sources (1)
- aspire.creditunion/visa-credit-card · captured Oct 7, 2026
Who can join Aspire Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Bottineau, McHenry, McLean, Mountrail, Renville, or Ward counties of North Dakota, as well as businesses, other legal entities, and organizations of such persons located there, are eligible for membership.
Family and household
- Immediate family members or household members of existing credit union members are eligible for membership.
Membership information collected October 4, 2026.