Credit union · NCUA insured
Topside Federal Credit Union Credit Card Rates
Topside Federal Credit Union credit cards start at 7.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Topside Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Washington, DC-VA-MD-WV, where Topside Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Topside Federal Credit Union
7.90%APR
- Up to
- —
Preferred Visa
Lowest rate
American Broadcast Employees FCU
6.99%APR
- Up to
- —
2nd-lowest rate
IDB Global Federal Credit Union
7.00%APR
- Up to
- 18.00% APR
Topside Federal Credit Union credit card score
93
Credit card score
Higher than 95% of U.S. banks and credit unions
- Purchase APRPurchase APR7.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Topside Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Builder Credit Card
Share secured credit card secured by funds in Topside Share Savings Account. Credit Union membership eligibility is required. Credit line ranges from $250 to $6,000 tied to savings balance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.72% | None | Non-variable rate for purchases, balance transfers, and cash advances. Credit limit $250 - $6,000 secured by savings account collateral. 25-day grace period on purchases to avoid interest. |
Sources (3)
- topsidefcu.org/cards-visa-share-secured-credit-card
- topsidefcu.org/credit-card-rates
- topsidefcu.org/important-credit-card-disclosures
All captured Oct 22, 2026
Preferred Visa
Credit Union membership eligibility is required. Subject to credit approval. Non-variable rate applies to purchases, balance transfers, and cash advances. Credit line ranges from $10,000 to $30,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 7.90% | None | Non-variable rate for purchases, balance transfers, and cash advances. Credit limit $10,000 - $30,000. 25-day grace period on purchases to avoid interest. |
Rewards Visa
Credit Union membership eligibility is required. Subject to credit approval. Fixed rate applies to purchases, balance transfers, and cash advances. Credit line ranges from $5,000 to $30,000. Earns 1.5 points per $1 spent on qualifying purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.49% | None | Fixed rate for purchases, balance transfers, and cash advances. Credit limit $5,000 - $30,000. 25-day grace period on purchases to avoid interest. |
Sources (3)
- topsidefcu.org/cards-visa-rewards-card
- topsidefcu.org/credit-card-rates
- topsidefcu.org/important-credit-card-disclosures
All captured Oct 22, 2026
Visa
Credit Union membership eligibility is required. Subject to credit approval. Non-variable rate applies to purchases, balance transfers, and cash advances. Credit line ranges from $500 to $10,000.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Non-variable rate for purchases, balance transfers, and cash advances. Credit limit $500 - $10,000. 25-day grace period on purchases to avoid interest. |
Who can join Topside Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.