Bank · FDIC insured
THE PEOPLES SAVINGS BANK Savings Rates
THE PEOPLES SAVINGS BANK’s best savings rate is 0.75% APY on $10,000, with its Money Fund Savings. Rates checked October 16, 2026.
How THE PEOPLES SAVINGS BANK’s savings rates compare
Compared with banks and credit unions near Urbana, OH, where THE PEOPLES SAVINGS BANK has the most branches. $10,000, best rate first.
This bank’s best
THE PEOPLES SAVINGS BANK
0.75%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $75
Money Fund Savings
Top rate
Wright-Patt Credit Union
2.50%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $250
2nd-highest rate
F&M Bank
1.58%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $158
THE PEOPLES SAVINGS BANK savings score
82
Savings score
Higher than 58% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.75%
- $100,000 balance$100,0000.85%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where THE PEOPLES SAVINGS BANK ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Fund Savings
0.75%APY
Interest is compounded daily and paid monthly at a rate higher than our regular account. If balance falls below $2,500, the interest rate reverts to our regular Statement Savings rate.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $2,500If the balance falls below $2,500.00, a $5.00/mth service fee will be assessed. If balance falls below $2,500, the interest rate reverts to our regular Statement Savings rate. | 0.20% | — | If the balance falls below $2,500.00, a $5.00/mth service fee will be assessed. If balance falls below $2,500, the interest rate reverts to our regular Statement Savings rate. |
| $2,500 – $10,000 | 0.50% | — | |
| $10,000 – $25,000 | 0.75% | $75 | |
| $25,000 – $50,000 | 0.85% | — | |
| $50,000 – $100,000 | 0.85% | — | |
| $100,000 and up | 0.85% | — |
Sources (2)
All captured Oct 6, 2026
Statement Savings
0.20%APY
Compounded daily and paid monthly. If the balance falls below the minimum of $100, a $3/month service charge will be assessed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and upInterest is paid from balance of $100.00 to the date of withdrawal. Monthly fee of $3 if balance falls below $100.$100 and up | 0.20% | $20 | Interest is paid from balance of $100.00 to the date of withdrawal. Monthly fee of $3 if balance falls below $100. |
Sources (2)
All captured Oct 6, 2026
Special-purpose accounts
Christmas Savings
1.00%APY
Club accounts are set up as a way to save for Christmas. Interest is compounded daily and posted annually.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.00% | $100 |
Sources (2)
All captured Oct 6, 2026
Grandparent Statement Savings
0.20%APY
Savings accounts that can be opened for a minor. If the balance falls below $25.00, a $3.00/mth service fee will be assessed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMonthly service fee of $3.00 if balance falls below $25.00.$25 and up | 0.20% | $20 | Monthly service fee of $3.00 if balance falls below $25.00. |
Sources (2)
All captured Oct 6, 2026
IRA Statement Savings
0.10%APY
Traditional and Roth IRA options available.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (2)
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.