Bank · FDIC insured
The Halstead Bank Savings Rates
The Halstead Bank’s best savings rate is 0.50% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How The Halstead Bank’s savings rates compare
Compared with banks and credit unions near Wichita, KS, where The Halstead Bank has the most branches. $10,000, best rate first.
This bank’s best
The Halstead Bank
0.50%APY
- Minimum
- $10,000
- Earns on $10,000 a year
- $50
Security Investment Account
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Capitol Federal
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
The Halstead Bank savings score
80
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where The Halstead Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Security Investment Account
0.50%APY
For customers with $10,000 or more who want immediate access to their funds. SIA accounts earn interest above money market and regular savings rates. Minimum initial deposit of $10,000. Maximum of six (6) withdrawals by check or third-party debit per statement cycle. If average daily balance for the statement cycle falls below $10,000, a $10.00 service charge will be assessed. Rates may change after account is open. Accounts compounded daily. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $24,999Rates may change after account is open. Compounded daily. A $10.00 service charge is assessed if average daily balance for the statement cycle falls below $10,000. Maximum 6 withdrawals by check or third-party debit per statement cycle. | 0.50% | $50 | Rates may change after account is open. Compounded daily. A $10.00 service charge is assessed if average daily balance for the statement cycle falls below $10,000. Maximum 6 withdrawals by check or third-party debit per statement cycle. |
| $25,000 – $49,999Rates may change after account is open. Compounded daily. Maximum 6 withdrawals by check or third-party debit per statement cycle. | 0.55% | — | Rates may change after account is open. Compounded daily. Maximum 6 withdrawals by check or third-party debit per statement cycle. |
| $50,000 – $99,999Rates may change after account is open. Compounded daily. Maximum 6 withdrawals by check or third-party debit per statement cycle. | 0.60% | — | Rates may change after account is open. Compounded daily. Maximum 6 withdrawals by check or third-party debit per statement cycle. |
| $100,000 and upRates may change after account is open. Compounded daily. Maximum 6 withdrawals by check or third-party debit per statement cycle. | 0.75% | — | Rates may change after account is open. Compounded daily. Maximum 6 withdrawals by check or third-party debit per statement cycle. |
Sources (3)
All captured Oct 5, 2026
Security Investment Account (SIA)
0.50%APY
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $24,999Rates may change after the account is open. Accounts compounded daily. If average daily balance falls below $10,000, a $10.00 service charge will be assessed. Maximum of six (6) withdrawals by check or third-party debit per statement cycle. · $10,000 to open | 0.50% | $10,000 | $50 | Rates may change after the account is open. Accounts compounded daily. If average daily balance falls below $10,000, a $10.00 service charge will be assessed. Maximum of six (6) withdrawals by check or third-party debit per statement cycle. |
| $25,000 – $49,999Rates may change after the account is open. Accounts compounded daily. If average daily balance falls below $10,000, a $10.00 service charge will be assessed. · Unknown to open | 0.55% | Unknown | — | Rates may change after the account is open. Accounts compounded daily. If average daily balance falls below $10,000, a $10.00 service charge will be assessed. |
| $50,000 – $99,999Rates may change after the account is open. Accounts compounded daily. If average daily balance falls below $10,000, a $10.00 service charge will be assessed. · Unknown to open | 0.60% | Unknown | — | Rates may change after the account is open. Accounts compounded daily. If average daily balance falls below $10,000, a $10.00 service charge will be assessed. |
| $100,000 and upRates may change after the account is open. Accounts compounded daily. If average daily balance falls below $10,000, a $10.00 service charge will be assessed. · Unknown to open | 0.75% | Unknown | — | Rates may change after the account is open. Accounts compounded daily. If average daily balance falls below $10,000, a $10.00 service charge will be assessed. |
Sources (3)
All captured Oct 5, 2026
Money Market Account
0.50%APY
High yield interest rates established weekly based on prevailing market rates. Minimum initial deposit of $1,000. Maximum of six (6) withdrawals by check or third-party debit per statement cycle. Unlimited transactions on over-the-counter, mail, or ATM activity. No service charge on average monthly balances exceeding $1,000. Rates may change after account is open. Accounts compounded daily. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates may change after account is open. Compounded daily. Maximum 6 withdrawals by check or third-party debit per statement cycle. No service charge on average monthly balances exceeding $1,000. Monthly service charges apply for balances under $900: $2.00 for $700.00 - $899.00, $4.00 for $500.00 - $699.00, and $6.00 for $0.00 - $499.00.Any balance | 0.50% | $50 | Rates may change after account is open. Compounded daily. Maximum 6 withdrawals by check or third-party debit per statement cycle. No service charge on average monthly balances exceeding $1,000. Monthly service charges apply for balances under $900: $2.00 for $700.00 - $899.00, $4.00 for $500.00 - $699.00, and $6.00 for $0.00 - $499.00. |
Sources (3)
All captured Oct 5, 2026
Statement Savings Account
0.25%APY
Variable rate account. Interest is compounded daily and paid quarterly. Maximum of 6 withdrawals by third-party debit per statement cycle. A quarterly service charge of $3.00 applies if the average balance falls below $100, waived if owner is 18 years of age or younger. ATM card may be used to access funds.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRates may change after account opening. Interest compounded daily and paid quarterly. Fees could reduce earnings. Quarterly service charge of $3.00 if average balance falls below $100 (waived for owners 18 years of age or younger).Any balance | 0.25% | $25 | Rates may change after account opening. Interest compounded daily and paid quarterly. Fees could reduce earnings. Quarterly service charge of $3.00 if average balance falls below $100 (waived for owners 18 years of age or younger). |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.