Bank · FDIC insured
The First National Bank in Trinidad Credit Card Rates
The First National Bank in Trinidad credit cards start at 10.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How The First National Bank in Trinidad’s credit card rates compare
Compared with banks and credit unions in Colorado, where The First National Bank in Trinidad has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
The First National Bank in Trinidad
10.49%APR
Low Rate Card
Lowest rate
SPACE AGE
7.00%APR
2nd-lowest rate
Horizons North Credit Union
7.99%APR
The First National Bank in Trinidad credit card score
81
Credit card score
Higher than 55% of U.S. banks and credit unions
- Purchase APRPurchase APR10.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where The First National Bank in Trinidad ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Low Rate Card
Issuer and administrator of the credit card program is TIB, National Association. If at least one box is not checked or too many boxes are checked, applicant is deemed to have selected Low Rate Card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for purchases, balance transfers, and cash advances for the first six months. |
| Ongoing | 10.49% | None | Variable ongoing APR for purchases, balance transfers, and cash advances calculated as Prime Rate + 6.99%. Maximum APR 21%. Index was 3.5% as of March 25, 2022. |
Sources (2)
- fnbtrinidad.com/personal-banking/consumer-credit-card
- fnbtrinidad.com/images/PDFs/3595_MC_04_2022_CON.pdf
All captured Oct 7, 2026
World Card and Preferred Points Card
If applicant does not qualify for World Card and qualifies for Preferred Points Card, Preferred Points Card will automatically be offered. Issuer and administrator is TIB, National Association.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 2.90% | None | Introductory APR for purchases, balance transfers, and cash advances for the first six months. |
| Ongoing | 15.49% | None | Variable ongoing APR for purchases, balance transfers, and cash advances calculated as Prime Rate + 11.99%. Maximum APR 21%. Index was 3.5% as of March 25, 2022. |
Sources (2)
- fnbtrinidad.com/personal-banking/consumer-credit-card
- fnbtrinidad.com/images/PDFs/3595_MC_04_2022_CON.pdf
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.