Credit union · NCUA insured
Texasgulf Federal Credit Union CD Rates
Texasgulf Federal Credit Union’s best CD rate is 3.60% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Texasgulf Federal Credit Union’s CD rates compare
Compared with banks and credit unions near El Campo, TX, where Texasgulf Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Texasgulf Federal Credit Union
3.60%APY
- Term
- 6 months
- Minimum
- $500
- Earns on $10,000
- $178
Share Certificates
Top rate
Woodforest National Bank
4.25%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $317
2nd-highest rate
First National Bank Texas
3.75%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $248
Texasgulf Federal Credit Union CD score
75
CD score
Higher than 40% of U.S. banks and credit unions
- 3–8 months3–8 mo3.60%
- 9–15 months9–15 mo3.50%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.25%
- QualifiedQualified3.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Texasgulf Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.60%APY · 6 terms
Dividends are paid monthly. Automatically renews at maturity. Penalty for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 12 months | 3.50% | $350 |
| 18 months | 3.25% | $491 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
Special-purpose accounts
IRA Share Certificates
Up to 3.60%APY · 6 terms
Available for Traditional IRA or Roth IRA. Dividends are compounded and posted monthly. Certificate automatically renews at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.60% | $178 |
| 12 months | 3.50% | $350 |
| 18 months | 3.25% | $491 |
| 36 months | 3.25% | $1,007 |
| 48 months | 3.25% | $1,365 |
| 60 months | 3.25% | $1,734 |
Who can join Texasgulf Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to businesses and individuals who live, work, worship, attend school, or do business in Calhoun, Colorado, DeWitt, Fayette, Gonzales, Jackson, Lavaca, Lee, Matagorda, or Wharton County.
Family and household
- Membership is open to immediate family members (spouses, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, step siblings, and adopted children) of eligible individuals or permanent members of an eligible member's household.
Cost to join
- A minimum deposit of $25.00 is required to open membership.
Membership information collected October 5, 2026.