Bank · FDIC insured
Texas National Bank Credit Card Rates
Texas National Bank credit cards start at 17.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Texas National Bank’s credit card rates compare
Compared with banks and credit unions near McAllen, TX, where Texas National Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Texas National Bank
17.99%APR
- Annual fee
- $35
- Up to
- —
Consumer Visa Credit Card
Lowest rate
NAFT Federal Credit Union
8.90%APR
- Annual fee
- None
- Up to
- —
2nd-lowest rate
Security First Credit Union
10.75%APR
- Annual fee
- None
- Up to
- 17.50% APR
Texas National Bank credit card score
60
Credit card score
Higher than 1% of U.S. banks and credit unions
- Purchase APRPurchase APR17.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Texas National Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Consumer Value Card
Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR of 0.00% for the first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- texasnational.com/personal/consumer-credit-card · captured Oct 7, 2026
Consumer Visa Credit Card
Offer is subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | $35 | Standard $35 annual fee applies with the exception of the Preferred Points Card which is $45. |
Sources (1)
- texasnational.com/personal/consumer-credit-card · captured Oct 7, 2026
Everything Rewards
Offer is subject to credit approval. APR is variable and based on the Prime Rate.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 0.00% | None | Introductory APR of 0.00% for the first 6 months. |
No ongoing APR is published for this card, only the rate above.
Sources (1)
- texasnational.com/personal/consumer-credit-card · captured Oct 7, 2026
Preferred Points Card
Offer is subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.99% | $45 | $45 annual fee. |
Sources (1)
- texasnational.com/personal/consumer-credit-card · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.