Credit union · NCUA insured
Tewksbury Federal Credit Union Auto Loan Rates
Top CarrotTewksbury Federal Credit Union auto loans start at 5.19% APR for a new vehicle and 5.19% for a used one. Rates checked October 15, 2026.
How Tewksbury Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Tewksbury Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Tewksbury Federal Credit Union
5.19%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
- Discount
- None included
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
- Discount
- None included
Tewksbury Federal Credit Union auto loan score
71
Auto loan score
Higher than 28% of U.S. banks and credit unions
- New vehicleNew5.19%
- Used vehicleUsed5.19%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Tewksbury Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
All loans are subject to credit approval. Membership is required. Rates include a 0.50% APR discount for members who maintain a qualifying recurring direct deposit of at least $100 from payroll, Social Security, or retirement income into a TFCU savings or checking account (if direct deposit ceases, APR increases by 0.50%). Finance up to 110% for new, used and refinanced vehicles. Terms available up to 84 months.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 3.99% | New, Used or Refinanced. Rate includes 0.50% APR discount for qualifying direct deposit of at least $100. |
| up to 48 months | 4.59% | New, Used or Refinanced. Rate includes 0.50% APR discount for qualifying direct deposit of at least $100. |
| up to 60 months | 5.19% | New, Used or Refinanced. Rate includes 0.50% APR discount for qualifying direct deposit of at least $100. |
| up to 72 months | 5.89% | New, Used or Refinanced. Rate includes 0.50% APR discount for qualifying direct deposit of at least $100. |
| up to 84 months | 6.89% | New, Used or Refinanced. Rate includes 0.50% APR discount for qualifying direct deposit of at least $100. |
Sources (2)
All captured Oct 5, 2026
Who can join Tewksbury Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.