Credit union · NCUA insured
TEN Credit Union Credit Card Rates
TEN Credit Union credit cards start at 14.40% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How TEN Credit Union’s credit card rates compare
Compared with banks and credit unions near Nashville, TN, where TEN Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
TEN Credit Union
14.40%APR
- Up to
- 18.25% APR
VISA Rewards Credit Card
Lowest rate
Heritage South
8.90%APR
- Up to
- 18.00% APR
2nd-lowest rate
Outreach FCU
8.90%APR
- Up to
- —
TEN Credit Union credit card score
63
Credit card score
Higher than 8% of U.S. banks and credit unions
- Purchase APRPurchase APR14.40%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TEN Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Rewards Credit Card
Membership with Ten Credit Union required. APR is variable and depends on applicant's credit history, credit qualifications, and the Prime Rate as disclosed in the Wall Street Journal.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.15%–18.00% | None | No Annual Fee; No Balance Transfer Fees. |
Sources (3)
- tencu.com/personal/loans/credit-cards.html
- tencu.com/resources/information/rates.html
- tencu.com/mortgage-application.html
All captured Oct 5, 2026
Who can join TEN Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.