Credit union · NCUA insured
TelComm CU Credit Card Rates
Top CarrotTelComm CU credit cards start at 10.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How TelComm CU’s credit card rates compare
Compared with banks and credit unions near Springfield, MO, where TelComm CU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
TelComm CU
10.90%APR
Smart Rate Credit Card
Lowest rate
Educational Community Credit Union
9.40%APR
2nd-lowest rate
Multipli Credit Union
9.65%APR
TelComm CU credit card score
79
Credit card score
Higher than 48% of U.S. banks and credit unions
- Purchase APRPurchase APR10.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TelComm CU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Secured Credit Card
Available for building or rebuilding credit. Credit limits range from $300 to $2,500. Credit line amount plus an additional 10% is frozen and held in savings to secure the card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Fixed rate. Credit limits from $300 to $2,500. Credit line amount plus 10% frozen in savings. No annual fee, no application fee, no balance transfer fee, no cash advance fee. |
Smart Rate Credit Card
Fixed rate credit card.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 10.90% | None | Fixed rate. No annual fee, no application fee, no balance transfer fee, no cash advance fee. |
Who can join TelComm CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Greene, Christian, Lawrence, Webster, or Polk counties in Southwest Missouri.
Employers and groups
- Membership is open to individuals employed by or retired from one of TelComm's Select Employee Groups.
Military, government and schools
- Membership is open to students or teachers at a Catholic school in Springfield, or members of related organizations such as a parish Council of Catholic Women or Catholic Schools Booster Club (or their immediate family members).
Family and household
- Membership is open to immediate family members of current TCU members.
Other ways
- Membership is open to individuals (or their immediate family members) who are members of the Catholic Church or a related organization in the Diocese of Springfield/Cape Girardeau Pastoral Regions 1 through 5.
Cost to join
- Membership begins with opening a savings account with a minimum deposit of $25.
Membership information collected October 4, 2026.