Credit union · NCUA insured
TelComm CU Auto Loan Rates
Top CarrotTelComm CU auto loans start at 4.99% APR for a new vehicle and 5.49% for a used one. Rates checked October 16, 2026.
How TelComm CU’s auto loan rates compare
Compared with banks and credit unions near Springfield, MO, where TelComm CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
TelComm CU
4.99%APR
- Terms
- up to 84 months
- Discount
- None included
Auto Loan
Lowest rate
Multi-States Credit Union
3.49%APR
- Terms
- up to 84 months
- Discount
- None included
2nd-lowest rate
America's Credit Union
4.40%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
TelComm CU auto loan score
80
Auto loan score
Higher than 52% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where TelComm CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Terms available up to 84 months. No pre-payment penalties.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | NEW 2025–2026; up to 84 month terms |
| up to 84 months | 5.49% | Pre-Owned 2022–2024; up to 84 month terms |
| up to 84 months | 6.99% | Pre-Owned 2016–2021; up to 84 month terms |
| up to 84 months | 9.74% | Pre-Owned 2015 & Older; up to 84 month terms |
Who can join TelComm CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in Greene, Christian, Lawrence, Webster, or Polk counties in Southwest Missouri.
Employers and groups
- Membership is open to individuals employed by or retired from one of TelComm's Select Employee Groups.
Military, government and schools
- Membership is open to students or teachers at a Catholic school in Springfield, or members of related organizations such as a parish Council of Catholic Women or Catholic Schools Booster Club (or their immediate family members).
Family and household
- Membership is open to immediate family members of current TCU members.
Other ways
- Membership is open to individuals (or their immediate family members) who are members of the Catholic Church or a related organization in the Diocese of Springfield/Cape Girardeau Pastoral Regions 1 through 5.
Cost to join
- Membership begins with opening a savings account with a minimum deposit of $25.
Membership information collected October 4, 2026.