Credit union · NCUA insured
Telcoe Federal Credit Union CD Rates
Top CarrotTelcoe Federal Credit Union’s best CD rate is 2.90% APY on a 5-year share certificate (CD). Terms run from 1 year to 5 years. Rates checked October 22, 2026.
How Telcoe Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Little Rock, AR, where Telcoe Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Telcoe Federal Credit Union
2.90%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,537
Share Certificates of Deposit
Top rate
Hurricane Creek Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $450
2nd-highest rate
Arkansas Federal Credit Union
4.50%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $450
Telcoe Federal Credit Union CD score
65
CD score
Higher than 13% of U.S. banks and credit unions
- 9–15 months9–15 mo1.85%
- 16–30 months16–30 mo2.20%
- 31–60 months31–60 mo2.90%
- QualifiedQualified2.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Telcoe Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates of Deposit
Up to 2.90%APY · 6 terms
$1,000 minimum deposit to open. Dividends compounded or paid monthly. Rates vary based on term. Insured by NCUA. Penalty for early withdrawal. Rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown182 Days term. Early withdrawal penalty applies | 1.30% | $0 |
| 12 months1 Year term. Early withdrawal penalty applies | 1.85% | $185 |
| 24 months2 Year term. Early withdrawal penalty applies | 2.20% | $445 |
| 36 months3 Year term. Early withdrawal penalty applies | 2.30% | $706 |
| 48 months4 Year term. Early withdrawal penalty applies | 2.60% | $1,081 |
| 60 months5 Year term. Early withdrawal penalty applies | 2.90% | $1,537 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 2.90%APY · 6 terms
$1,000 minimum deposit to open. Dividends compounded or paid monthly. Insured by NCUA. Early certificate withdrawals may result in penalties; early withdrawal from IRA certificate may be subject to IRS penalties. If account is below $1,000 on December 31st, maintenance fee applies.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| Unknown182 Days term. Early withdrawal penalties apply | 1.30% | $0 |
| 12 months1 Year term. Early withdrawal penalties apply | 1.85% | $185 |
| 24 months2 Year Education IRA Certificate. Early withdrawal penalties apply | 0.95% | $191 |
| 24 months2 Year term. Early withdrawal penalties apply | 2.20% | $445 |
| 36 months3 Year Education IRA Certificate. Early withdrawal penalties apply | 1.00% | $303 |
| 36 months3 Year term. Early withdrawal penalties apply | 2.30% | $706 |
| 48 months4 Year Education IRA Certificate. Early withdrawal penalties apply | 1.15% | $468 |
| 48 months4 Year term. Early withdrawal penalties apply | 2.60% | $1,081 |
| 60 months5 Year Education IRA Certificate. Early withdrawal penalties apply | 1.65% | $853 |
| 60 months5 Year term. Early withdrawal penalties apply | 2.90% | $1,537 |
Sources (2)
All captured Sep 19, 2026
Closed to new customers
Certificate of Deposit - Special Offering
4.25%APY · 2 terms
Special rates reserved for money already on deposit with Telcoe as of last statement cycle; not available on new money deposits. Minimum opening balance $1,000. Certificate specials are non-renewable and for a limited time. Variable rates subject to change.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 monthsSpecial offering reserved for money already on deposit as of last statement cycle; non-renewable | 4.25% | $425 |
| 24 monthsSpecial offering reserved for money already on deposit as of last statement cycle; non-renewable | 4.25% | $868 |
Sources (2)
All captured Sep 19, 2026
Who can join Telcoe Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, attend school, or worship in the state of Arkansas, with an Arkansas driver's license or state-issued ID.
- Membership is open to individuals who live, work, worship, or attend school in Pulaski or Pope county in designated underserved census tracts defined by the NCUA.
Employers and groups
- Employees of participating Select Employee Groups are eligible for membership.
Family and household
- Immediate family members of, or individuals residing with, a Telcoe member are eligible for membership.
Other ways
- Individuals who hold membership with a partner organization (Pulaski County Humane Society, Arkansas Learning Alliance, or Child Protection Center) via a $5 to $25 donation at account opening are eligible to join.
Cost to join
- A donation of $5 to $25 to a community partner organization at the time of account opening.
- Must open a Prime Savings account to establish membership.
Membership information collected October 4, 2026.