Telco Triad Community Credit Union CD Rates

How Telco Triad Community Credit Union’s CD rates compare

Compared with banks and credit unions near Sioux City, IA-NE-SD, where Telco Triad Community Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Telco Triad Community Credit Union
3.75%APY
Term
60 months
Requires
None
Minimum
$0
Earns on $10,000
$2,021
Certificates
Top rate
Northwest Bank
4.50%APY
Term
26 months
Requires
Another account
Minimum
$5,000
Earns on $10,000
$1,001
Northwest Bank rates
2nd-highest rate
Premier Credit Union
4.45%APY
Term
7 months
Requires
None
Minimum
$2,000
Earns on $10,000
$257
Premier Credit Union rates

Compare CD rates near you →

CD score

Higher than 36% of U.S. banks and credit unions

By term

3–8 months3–8 mo2.25%
9–15 months9–15 mo2.85%
16–30 months16–30 mo3.00%
31–60 months31–60 mo3.75%
QualifiedQualified3.75%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Telco Triad Community Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Certificates

Up to 3.75%APY · 6 termsFrom $500 to open

Rates as of October 1, 2026. Rates subject to change. Minimum balance required. Call Telco Triad for details.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 months2.25% dividend	2.25%	$112
12 months2.85% dividend	2.85%	$285
24 months3.00% dividend	3.00%	$609
36 months3.25% dividend. During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate	3.25%	$1,007
48 months3.50% dividend. During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate	3.50%	$1,475
60 months3.75% dividend. During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate	3.75%	$2,021

Sources (2)

All captured Oct 5, 2026

Special-purpose accounts

IRA Share Certificates

Up to 3.75%APY · 6 termsIRAFrom $500 to open

Rates as of October 1, 2026. Rates subject to change. Minimum balance required. Call Telco Triad for details.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
6 months2.25% dividend	2.25%	$112
12 months2.85% dividend	2.85%	$285
24 months3.00% dividend	3.00%	$609
36 months3.25% dividend. During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Share Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate	3.25%	$1,007
48 months3.50% dividend. During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Share Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate	3.50%	$1,475
60 months3.75% dividend. During the initial term, if the dividend rate increases on 36-month, 48-month or a 60-month Share Certificates, you are eligible to bump up your dividend rate two times for the remaining term of your certificate	3.75%	$2,021

Sources (2)

All captured Oct 5, 2026

Who can join Telco Triad Community Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Anyone who lives or works in specified counties in Iowa, Nebraska, or South Dakota is eligible for membership.

Family and household

Immediate family members and household members of current members (or such relatives of deceased members) are eligible for membership regardless of residence.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

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