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Credit union · NCUA insured

Tel-U-Watt Federal Credit Union Auto Loan Rates

Tel-U-Watt Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.00% for a used one. Rates checked October 22, 2026.

How Tel-U-Watt Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Minot, ND, where Tel-U-Watt Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    Tel-U-Watt Federal Credit Union

    5.00%APR

    Terms
    up to 72 months
    Discount
    None included

    Vehicle Loans

  • Top Carrot, Carrot Score 87

    Lowest rate

    Credit Union 1

    4.39%APR

    Terms
    up to 60 months
    Discount
    Included in the rate

    Credit Union 1 rates

  • Top Carrot, Carrot Score 97

    2nd-lowest rate

    Aspire Credit Union

    4.75%APR

    Terms
    —
    Discount
    None included

    Aspire Credit Union rates

Compare auto loan rates near you →

Tel-U-Watt Federal Credit Union auto loan score

82

Auto loan score

Higher than 57% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.00%
  • Used vehicleUsed5.00%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Tel-U-Watt Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join Tel-U-Watt Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

Visit institution website ↗Branches and institution details
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