Credit union · NCUA insured
Aspire Credit Union Auto Loan Rates
Top CarrotAspire Credit Union auto loans start at 4.75% APR for a new vehicle and 4.75% for a used one. Rates checked October 22, 2026.
How Aspire Credit Union’s auto loan rates compare
Compared with banks and credit unions near Minot, ND, where Aspire Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Aspire Credit Union
4.75%APR
- Terms
- —
- Discount
- None included
New Auto
Lowest rate
Credit Union 1
4.39%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
3rd-lowest rate
Town and Country Credit Union
4.99%APR
- Terms
- up to 72 months
- Discount
- None included
Aspire Credit Union auto loan score
87
Auto loan score
Higher than 76% of U.S. banks and credit unions
- New vehicleNew4.75%
- Used vehicleUsed4.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Aspire Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto
APR is subject to credit approval, credit score, and analysis. Not all borrowers will qualify for the lowest rate.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75% | Rates are as low as 4.75% APR and depend on credit reporting scores and other variables. Not all members will receive the lowest rate. |
Used Auto
APR is subject to credit approval, credit score, and analysis. Not all borrowers will qualify for the lowest rate.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.75% | Rates are as low as 4.75% APR and depend on credit reporting scores and other variables. Not all members will receive the lowest rate. |
Who can join Aspire Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in Bottineau, McHenry, McLean, Mountrail, Renville, or Ward counties of North Dakota, as well as businesses, other legal entities, and organizations of such persons located there, are eligible for membership.
Family and household
- Immediate family members or household members of existing credit union members are eligible for membership.
Membership information collected October 4, 2026.