Bank · FDIC insured
Rhinebeck Bank Credit Card Rates
Top CarrotRhinebeck Bank credit cards start at 9.24% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Rhinebeck Bank’s credit card rates compare
Compared with banks and credit unions near Kiryas Joel, NY, where Rhinebeck Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Rhinebeck Bank
9.24%APR
- Up to
- —
Personal Credit Card
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
3rd-lowest rate
M&T Bank
13.74%APR
- Up to
- 20.74% APR
Rhinebeck Bank credit card score
88
Credit card score
Higher than 81% of U.S. banks and credit unions
- Purchase APRPurchase APR9.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Rhinebeck Bank ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Personal Credit Card
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.24% | None | Credit lines available between $200 and $50,000 subject to income and credit history qualification. Earns 1% cash back on purchases. |
Sources (1)
- rhinebeckbank.com/personal/credit-card · captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.