Credit union · NCUA insured
T.E.A. Federal Credit Union CD Rates
A $2.5M credit union headquartered in Houma, LA, with 939 members and 1 branch in Louisiana.
How T.E.A. Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Houma, LA, where T.E.A. Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
T.E.A. Federal Credit Union
0.30%APY
- Term
- —
- Minimum
- $1,000
- Earns on $10,000
- $0
CD's
Top rate
New Orleans Firemen's Federal Credit Union
4.50%APY
- Term
- 24 months
- Minimum
- $2,000
- Earns on $10,000
- $920
2nd-highest rate
La Capitol Federal Credit Union
4.50%APY
- Term
- 37 months
- Minimum
- $500
- Earns on $10,000
- $1,454
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
CD's
0.30%APY
Certificate rates varies based on tiers. There is a substantial penalty for early withdrawal of Certificate or IRA funds which could reduce the earnings on your account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upCertificate rates varies based on tiers. There is a substantial penalty for early withdrawal of Certificate or IRA funds which could reduce the earnings on your account.$1,000 and up | 0.30% | $30 | Certificate rates varies based on tiers. There is a substantial penalty for early withdrawal of Certificate or IRA funds which could reduce the earnings on your account. |
Sources (3)
All captured Sep 24, 2026
Who can join T.E.A. Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in the credit union's charter parishes is eligible for membership.
Employers and groups
- Members of the Board of Directors of the Terrebonne Parish Men Day Association who work in Houma, LA are eligible for membership.
Cost to join
- Must maintain a minimum balance of $25.00 for full service.
- A minimum deposit of $35.00 is required to open an account.
- A membership fee of $10.00 is required.
Membership information collected October 5, 2026.