Bank · FDIC insured
TD Bank
A $374.9B bank, the 13th largest of 4,207, headquartered in Wilmington, DE, with 1,051 branches in 16 states. Best rates: CDs 4.30% and savings 0.02% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no rate at the amounts we compare. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.30%CD rates →
- Savings620.05%2.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About TD Bank
TD Bank maintains its corporate office in Mount Laurel, New Jersey.
The bank serves over 10 million retail, small business, and commercial customers from Maine to Florida.
- Headquarters
- 2035 Limestone Rd, Wilmington, DE 19808
- FDIC certificate
- 18409 ↗
Branches
1,051 branches in 16 states
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New York
231 branchesNew Jersey
208 branchesFlorida
159 branchesMassachusetts
114 branchesPennsylvania
71 branchesConnecticut
50 branchesSouth Carolina
50 branchesNew Hampshire
43 branchesMaine
28 branchesVirginia
18 branchesVermont
18 branches
Burlington area · 7
- Burlington, Vt Branch111 Main St, Burlington, VT 05401Directions
- Essex Junction Branch4 Main St, Essex Junction, VT 05452Directions
- Milton Branch175 Route 7 S, Milton, VT 05468Directions
- Shelburne Branch5112 Shelburne Rd, Shelburne, VT 05482Directions
- South Burlington Branch1855 Williston Rd, South Burlington, VT 05403Directions
- Highgate Plaza Branch351 Swanton Rd, Highgate Plaza, St. Albans, VT 05478Directions
- Williston Branch2300 St George Rd, Williston, VT 05495Directions
Barre area · 2
- Barre Branch36 N Main St, Barre, VT 05641Directions
- School St. Montpelier Branch9 School St, Montpelier, VT 05602Directions
Brattleboro area · 2
- Bellows Falls Branch2 Church St, Bellows Falls, VT 05101Directions
- Brattleboro Branch215 Main St, Brattleboro, VT 05301Directions
Bennington area · 2
- Bennington Branch500 Main St, Bennington, VT 05201Directions
- Manchester Center Branch58 Bonnet St, Manchester Center, VT 05255Directions
Rutland area · 2
- Rutland Branch89 Merchants Row, Rutland, VT 05701Directions
- Rutland Drive Up Branch33 Evelyn St, Rutland, VT 05701Directions
Morrisville area · 1
- Morrisville Branch20 Morrisville Plaza, Morrisville, VT 05661Directions
St. Johnsbury area · 1
- St. Johnsbury Branch301 Railroad St, St. Johnsbury, VT 05819Directions
Stowe area · 1
- Stowe Branch39 Main St, Stowe, VT 05672Directions
Maryland
17 branchesNorth Carolina
16 branchesDelaware
12 branchesRhode Island
9 branchesDistrict of Columbia
7 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.32% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.11% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.83% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $60 | $85 | — |
- CapitalLeverage ratio10.32%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.11%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.83%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$60Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of TD Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.