Bank · FDIC insured
TD Bank
A $374.9B bank, the 13th largest of 4,207, headquartered in Wilmington, DE, with 1,051 branches in 16 states. Best rates: CDs 4.30% and savings 0.02% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no rate at the amounts we compare. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.30%CD rates →
- Savings620.05%2.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About TD Bank
TD Bank maintains its corporate office in Mount Laurel, New Jersey.
The bank serves over 10 million retail, small business, and commercial customers from Maine to Florida.
- Headquarters
- 2035 Limestone Rd, Wilmington, DE 19808
- FDIC certificate
- 18409 ↗
Branches
1,051 branches in 16 states
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New York
231 branchesNew Jersey
208 branchesFlorida
159 branchesMassachusetts
114 branchesPennsylvania
71 branchesConnecticut
50 branchesSouth Carolina
50 branchesNew Hampshire
43 branchesMaine
28 branchesVirginia
18 branchesVermont
18 branchesMaryland
17 branches
Washington area · 12
- Beltsville Branch10916 Baltimore Ave, Beltsville, MD 20705Directions
- Woodmont Branch7628 Old Georgetown Rd, Bethesda, MD 20814Directions
- Bowie, Md Store Branch4319 Collington Road (rt 197), Bowie, MD 20716Directions
- Clinton Branch8912 Woodyard Rd, Clinton, MD 20735Directions
- Gaithersburg Branch810 W Diamond Ave, Gaithersburg, MD 20878Directions
- Shady Grove/Gaithersburg Branch15830 Shady Grove Rd, Gaithersburg, MD 20877Directions
- Germantown Branch19905 Century Blvd, Germantown, MD 20874Directions
- New Carrollton, Md Branch8211 Annapolis Rd, Hyattsville, MD 20784Directions
- Laurel, Md Branch14401 Baltimore Ave, Laurel, MD 20707Directions
- Olney Branch18108 Town Center Dr, Olney, MD 20832Directions
- Rockville Pike Store Branch12003 Rockville Pike, Rockville, MD 20852Directions
- Silver Springs Branch3132 Briggs Chaney Rd, Silver Spring, MD 20904Directions
Baltimore area · 5
- Annapolis Bestgate Branch2103 Commerce Park Dr, Annapolis, MD 21401Directions
- Baltimore - Canton Crossing Branch3603 Boston St, Baltimore, MD 21224Directions
- Bel Air Branch115 Baltimore Pike, Bel Air, MD 21014Directions
- Essex Branch1800 Eastern Blvd, Essex, MD 21221Directions
- Glen Burnie Branch7926 Crain Hwy S, Glen Burnie, MD 21061Directions
North Carolina
16 branchesDelaware
12 branchesRhode Island
9 branchesDistrict of Columbia
7 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.32% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.11% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.83% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $60 | $85 | — |
- CapitalLeverage ratio10.32%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.11%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.83%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$60Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of TD Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.