Bank · FDIC insured
TD Bank
A $374.9B bank, the 13th largest of 4,207, headquartered in Wilmington, DE, with 1,051 branches in 16 states. Best rates: CDs 4.30% and savings 0.02% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no rate at the amounts we compare. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—4.30%CD rates →
- Savings620.05%2.00% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About TD Bank
TD Bank maintains its corporate office in Mount Laurel, New Jersey.
The bank serves over 10 million retail, small business, and commercial customers from Maine to Florida.
- Headquarters
- 2035 Limestone Rd, Wilmington, DE 19808
- FDIC certificate
- 18409 ↗
Branches
1,051 branches in 16 states
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New York
231 branchesNew Jersey
208 branchesFlorida
159 branchesMassachusetts
114 branchesPennsylvania
71 branchesConnecticut
50 branchesSouth Carolina
50 branchesNew Hampshire
43 branchesMaine
28 branchesVirginia
18 branchesVermont
18 branchesMaryland
17 branchesNorth Carolina
16 branches
Charlotte area · 5
- Beatties Ford Branch2020 Beatties Ford Road, Suite 300, Charlotte, NC 28216Directions
- Carmel Road Branch6611 Carmel Road, Charlotte, NC 28226Directions
- Kings Drive Branch345 S Kings Drive, Charlotte, NC 28204Directions
- Sharon Amity Road Branch3061 North Sharon Amity Road, Suite 5, Charlotte, NC 28205Directions
- Wilkinson Bpulevard Branch3310 Wilkinson Boulevard, Charlotte, NC 28208Directions
Asheville area · 4
- Asheville Branch200 College St, Asheville, NC 28801Directions
- Leicester Hwy Branch335 New Leicester Hwy, Asheville, NC 28806Directions
- Skyland Branch1890 Hendersonville Rd, Asheville, NC 28803Directions
- Hendersonville (South Main) Branch535 Greenville Hwy, Hendersonville, NC 28792Directions
Wilmington area · 3
- Hampstead, Nc Branch15280 Us Highway 17, Hampstead, NC 28443Directions
- Leland, Nc Branch1100 Town Lake Drive, Leland, NC 28451Directions
- Wilmington Main Branch802 S College Rd, Wilmington, NC 28403Directions
Burnsville area · 1
- Burnsville Branch600 W Us Highway 19e Byp, Burnsville, NC 28714Directions
Hickory area · 1
- Morganton Branch401 S Sterling St, Morganton, NC 28655Directions
Raleigh area · 1
- Stonehenge Branch7320 Creedmoor Road, Raleigh, NC 27613Directions
Forest City area · 1
- Rutherfordton Branch340 Charlotte Rd, Rutherfordton, NC 28139Directions
Delaware
12 branchesRhode Island
9 branchesDistrict of Columbia
7 branchesWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.32% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.11% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 0.83% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $60 | $85 | — |
- CapitalLeverage ratio10.32%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.11%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets0.83%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$60Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of TD Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.