Credit union · NCUA insured
Switch Federal Credit Union Savings Rates
Top CarrotSwitch Federal Credit Union’s best savings rate is 2.53% APY on $10,000, with its Money Markets. Rates checked October 16, 2026.
How Switch Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Hermitage, PA, where Switch Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Switch Federal Credit Union
2.53%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $253
Money Markets
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Huntington Bank
3.25%APY
- Requires
- Another account
- Minimum
- $100
- Earns on $10,000 a year
- $325
Switch Federal Credit Union savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.53%
- $10,000 balance$10,0002.53%
- $100,000 balance$100,0002.53%
- QualifiedQualified2.53%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Switch Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Markets
2.53%APY
Additional deposits of $100 or more are accepted, and withdrawals of $250 or more are allowed.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $1,000 and up | 2.53% | $253 |
Sources (2)
All captured Sep 25, 2026
Regular Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $50 and up | 0.15% | $15 |
Sources (2)
All captured Sep 25, 2026
Special Savings
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5 and up | 0.15% | $15 |
Sources (2)
All captured Sep 25, 2026
Special-purpose accounts
Christmas Clubs
0.50%APY
Maximum balance $5,000 (10-01-25 thru 09-30-26). Funds transfer to Checking or Share (Savings) Account after close of business on September 30.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,00010-01-25 thru 09-30-26Up to $5,000 | 0.50% | — | 10-01-25 thru 09-30-26 |
Sources (2)
All captured Sep 25, 2026
Vacation Clubs
0.50%APY
Maximum balance $5,000 (04-01-26 thru 03-31-27). Funds transfer to Checking or Share (Savings) Account after close of business on March 31.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,00004-01-26 thru 03-31-27Up to $5,000 | 0.50% | — | 04-01-26 thru 03-31-27 |
Sources (2)
All captured Sep 25, 2026
IRA Accumulation Accounts
0.15%APY
Interest paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upInterest paid quarterly$25 and up | 0.15% | $15 | Interest paid quarterly |
Sources (2)
All captured Sep 25, 2026
Who can join Switch Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, do business in, worship, or attend school in Mercer County, Pennsylvania are eligible to join.
Family and household
- Immediate family members of eligible members are welcome to join.
Cost to join
- There are no membership fees, but an initial minimum deposit of $50 in a Share Account (regular savings account) is required to establish and maintain membership.
Membership information collected October 5, 2026.