Credit union · NCUA insured
Switch Federal Credit Union Credit Card Rates
Top CarrotSwitch Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Switch Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Hermitage, PA, where Switch Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Switch Federal Credit Union
9.90%APR
Visa Credit Cards
Lowest rate
Mercer County Community FCU
9.49%APR
2nd-lowest rate
Grove City Area Federal Credit Union
9.90%APR
Switch Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Switch Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Credit Cards
Features include no annual fee, 25-day grace period, no balance transfer fees, EMV chip protection, and Visa zero fraud liability. Online Account Access available.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Fixed 9.90% APR for purchases. No annual fee. 25-day grace period. Rate based on creditworthiness and term of loan. |
Sources (1)
- switchfederal.com/visa-credit-cards · captured Oct 6, 2026
Who can join Switch Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, do business in, worship, or attend school in Mercer County, Pennsylvania are eligible to join.
Family and household
- Immediate family members of eligible members are welcome to join.
Cost to join
- There are no membership fees, but an initial minimum deposit of $50 in a Share Account (regular savings account) is required to establish and maintain membership.
Membership information collected October 5, 2026.