Credit union · NCUA insured
SUN Credit Union Credit Card Rates
Top CarrotSUN Credit Union credit card rates start at 8.90% APR. Rates checked October 15, 2026.
How SUN Credit Union’s credit card rates compare
Compared with banks and credit unions near Miami, FL, where SUN Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
SUN Credit Union
– –
No ongoing APR published
Lowest rate
Hialeah Municipal Employees Federal Credit Union
7.99%APR
2nd-lowest rate
First Choice Credit Union
8.75%APR
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Visa Platinum Credit Card
Fixed-rate card. Membership eligibility and credit approval required. Introductory rate applies to purchases and balance transfers for first 6 months (6 billing cycles); late payment may result in loss of introductory rate. Existing SUN Credit Union credit-card balances do not qualify for promotional offer.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.99% | None | Introductory APR for 6 months (first 6 billing cycles) on purchases. |
| Ongoing | 8.90%–16.90% | None | Standard fixed APR after introductory period for purchases, based on creditworthiness. |
Sources (4)
- suncu.org/loan-center/credit-cards
- online.suncu.org/loan-application/form
- suncu.org/rates
- suncu.org/credit-card-disclosures
All captured Oct 5, 2026
Visa Platinum Rewards Credit Card
Fixed-rate card. Earn ScoreCard Rewards points on purchases. Membership eligibility and credit approval required. Introductory rate applies to purchases and balance transfers for first 6 months (6 billing cycles); late payment may result in loss of introductory rate. Existing SUN Credit Union credit-card balances do not qualify for promotional offer.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 3.99% | None | Introductory APR for 6 months (first 6 billing cycles) on purchases. |
| Ongoing | 9.90%–17.90% | None | Standard fixed APR after introductory period for purchases, based on creditworthiness. |
Sources (4)
- suncu.org/loan-center/credit-cards
- online.suncu.org/loan-application/form
- suncu.org/rates
- suncu.org/credit-card-disclosures
All captured Oct 5, 2026
Visa Platinum Secured Credit Card
Fixed-rate card secured by a SUN Credit Union savings account. Guaranteed approval with no credit check. Credit limits up to $10,000. No annual fee, no cash advance fee, no balance transfer fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed APR for purchases. Secured by interest-bearing savings account. No annual fee. |
Sources (4)
- suncu.org/loan-center/credit-cards
- online.suncu.org/loan-application/form
- suncu.org/rates
- suncu.org/credit-card-disclosures
All captured Oct 5, 2026
Who can join SUN Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Businesses in the Chambers of Commerce of Hollywood, Dania Beach, Davie-Cooper City, and Miami Shores (including their employees, members, and students) are eligible for membership.
- Real estate professionals in Broward and Miami-Dade Counties are eligible for membership.
Military, government and schools
- Employees of the City of Hollywood & Miami Shores Village are eligible for membership.
Family and household
- Immediate family members of SUN Credit Union members are eligible for membership.
Other ways
- A donation of $10.00 to the Police Athletic League (P.A.L.) qualifies an individual for membership.
Cost to join
- A $5.00 initial deposit to your account is required to join in-branch ($20.00 minimum to get started online).
- A $5.00 one-time membership fee is required when joining.
Membership information collected October 5, 2026.